Rhode Island · HMDA 2025
Mortgage lenders in Kent County, RI
264 lenders reported 9,152 home-loan applications in Kent County in 2025. 5,143 closed as loans ($1.6B), 1,346 were denied — a 20.1% denial rate on decided applications, below the Rhode Island rate of 23.1%. The three most active lenders handled 21% of applications, led by Citizens Bank, National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,152
- Loans originated
- 5,143
- Purchase / refinance
- 2,122 / 1,796
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kent County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 1,301 | 14.2% | 32.5% |
| 2 | NAVIGANT CREDIT UNION 64 out of 100, Moderate | 349 | 3.8% | 19.1% |
| 3 | COASTAL1 Credit Union 68 out of 100, Moderate | 317 | 3.5% | 25.3% |
| 4 | Rocket Mortgage, LLC | 295 | 3.2% | — |
| 5 | The Washington Trust Company, of Westerly 58 out of 100, Moderate | 291 | 3.2% | 27.0% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 281 | 3.1% | — |
| 7 | MOVEMENT MORTGAGE, LLC | 249 | 2.7% | — |
| 8 | GREENWOOD CREDIT UNION 67 out of 100, Moderate | 248 | 2.7% | 20.1% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 239 | 2.6% | 44.7% |
| 10 | NEWREZ LLC | 222 | 2.4% | — |
| 11 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 221 | 2.4% | — |
| 12 | CMG MORTGAGE, INC. | 220 | 2.4% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 187 | 2.0% | 14.1% |
| 14 | FREEDOM MORTGAGE CORPORATION | 179 | 2.0% | — |
| 15 | Centreville Bank | 173 | 1.9% | — |
| 16 | GUILD MORTGAGE COMPANY | 157 | 1.7% | — |
| 17 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 147 | 1.6% | — |
| 18 | BankNewport 58 out of 100, Moderate | 146 | 1.6% | 23.8% |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 129 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 125 | 1.4% | — |
| 21 | Loandepot.Com, LLC | 120 | 1.3% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 114 | 1.2% | 32.9% |
| 23 | Mortgage Research Center, LLC | 107 | 1.2% | — |
| 24 | NFM, INC. | 105 | 1.1% | — |
| 25 | Home Loan Investment Bank, F.S.B. | 104 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 104 | 1.1% | — |
| 27 | WESTERLY COMMUNITY | 97 | 1.1% | — |
| 28 | PROVINCE MORTGAGE ASSOCIATES, INC. | 82 | 0.9% | — |
| 29 | GUARANTEED RATE, INC. | 81 | 0.9% | — |
| 30 | HARBORONE MORTGAGE, LLC | 79 | 0.9% | — |
| 31 | Rhode Island Credit Union 65 out of 100, Moderate | 76 | 0.8% | 36.6% |
| 32 | HarborOne Bank | 72 | 0.8% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 72 | 0.8% | — |
| 34 | Northpointe Bank 58 out of 100, Moderate | 71 | 0.8% | 10.4% |
| 35 | SEMPER HOME LOANS, INC | 70 | 0.8% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 66 | 0.7% | — |
| 37 | Fall River Five Cents Savings Bank 52 out of 100, Below average | 66 | 0.7% | 15.9% |
| 38 | AmeriSave Mortgage Corporation | 65 | 0.7% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 60 | 0.7% | 39.5% |
| 40 | SPRING EQ, LLC | 59 | 0.6% | — |
Top 40 of 264 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Rhode Island
- Providence County 26,813 apps
- Washington County 6,256 apps
- Newport County 3,714 apps
- Bristol County 2,127 apps