Rhode Island · HMDA 2025
Mortgage lenders in Washington County, RI
252 lenders reported 6,256 home-loan applications in Washington County in 2025. 3,530 closed as loans ($1.4B), 922 were denied — a 20.2% denial rate on decided applications, below the Rhode Island rate of 23.1%. The three most active lenders handled 30% of applications, led by Citizens Bank, National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,256
- Loans originated
- 3,530
- Purchase / refinance
- 1,239 / 1,225
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 930 | 14.9% | 32.5% |
| 2 | The Washington Trust Company, of Westerly 58 out of 100, Moderate | 590 | 9.4% | 27.0% |
| 3 | WESTERLY COMMUNITY | 358 | 5.7% | — |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 280 | 4.5% | 44.7% |
| 5 | Rocket Mortgage, LLC | 217 | 3.5% | — |
| 6 | NAVIGANT CREDIT UNION 64 out of 100, Moderate | 200 | 3.2% | 19.1% |
| 7 | COASTAL1 Credit Union 68 out of 100, Moderate | 163 | 2.6% | 25.3% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 154 | 2.5% | — |
| 9 | BankNewport 58 out of 100, Moderate | 126 | 2.0% | 23.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 123 | 2.0% | 14.1% |
| 11 | NEWREZ LLC | 118 | 1.9% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 107 | 1.7% | 32.9% |
| 13 | MOVEMENT MORTGAGE, LLC | 103 | 1.6% | — |
| 14 | Centreville Bank | 90 | 1.4% | — |
| 15 | Loandepot.Com, LLC | 73 | 1.2% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 72 | 1.2% | — |
| 17 | Broker Solutions, Inc. | 71 | 1.1% | — |
| 18 | CMG MORTGAGE, INC. | 70 | 1.1% | — |
| 19 | GUILD MORTGAGE COMPANY | 69 | 1.1% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 69 | 1.1% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 61 | 1.0% | — |
| 22 | Rhode Island Credit Union 65 out of 100, Moderate | 57 | 0.9% | 36.6% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 54 | 0.9% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 49 | 0.8% | 39.5% |
| 25 | HARBORONE MORTGAGE, LLC | 48 | 0.8% | — |
| 26 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 48 | 0.8% | — |
| 27 | GUARANTEED RATE, INC. | 47 | 0.8% | — |
| 28 | BAYCOAST MORTGAGE COMPANY, LLC | 47 | 0.8% | — |
| 29 | PHH Mortgage Corporation | 47 | 0.8% | — |
| 30 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 46 | 0.7% | — |
| 31 | BayCoast Bank 46 out of 100, Below average | 45 | 0.7% | 13.1% |
| 32 | AmeriSave Mortgage Corporation | 44 | 0.7% | — |
| 33 | SPRING EQ, LLC | 41 | 0.7% | — |
| 34 | Bank Rhode Island | 41 | 0.7% | — |
| 35 | GREENWOOD CREDIT UNION 67 out of 100, Moderate | 40 | 0.6% | 20.1% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 40 | 0.6% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 39 | 0.6% | — |
| 38 | Brookline Bank 59 out of 100, Moderate | 37 | 0.6% | 26.1% |
| 39 | EMBRACE HOME LOANS, INC. | 37 | 0.6% | — |
| 40 | Discover Bank | 36 | 0.6% | — |
Top 40 of 252 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Rhode Island
- Providence County 26,813 apps
- Kent County 9,152 apps
- Newport County 3,714 apps
- Bristol County 2,127 apps