Rhode Island · HMDA 2025
Mortgage lenders in Providence County, RI
376 lenders reported 26,813 home-loan applications in Providence County in 2025. 14,091 closed as loans ($4.6B), 4,964 were denied — a 25.3% denial rate on decided applications, above the Rhode Island rate of 23.1%. The three most active lenders handled 26% of applications, led by Citizens Bank, National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 26,813
- Loans originated
- 14,091
- Purchase / refinance
- 6,089 / 4,782
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Providence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 3,414 | 12.7% | 32.5% |
| 2 | NAVIGANT CREDIT UNION 64 out of 100, Moderate | 2,145 | 8.0% | 19.1% |
| 3 | COASTAL1 Credit Union 68 out of 100, Moderate | 1,314 | 4.9% | 25.3% |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 812 | 3.0% | 44.7% |
| 5 | The Washington Trust Company, of Westerly 58 out of 100, Moderate | 805 | 3.0% | 27.0% |
| 6 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 783 | 2.9% | — |
| 7 | Rocket Mortgage, LLC | 770 | 2.9% | — |
| 8 | MOVEMENT MORTGAGE, LLC | 758 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 710 | 2.6% | — |
| 10 | CMG MORTGAGE, INC. | 654 | 2.4% | — |
| 11 | NEWREZ LLC | 557 | 2.1% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 520 | 1.9% | 14.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 509 | 1.9% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 506 | 1.9% | — |
| 15 | GUILD MORTGAGE COMPANY | 457 | 1.7% | — |
| 16 | Loandepot.Com, LLC | 436 | 1.6% | — |
| 17 | NFM, INC. | 408 | 1.5% | — |
| 18 | Rhode Island Credit Union 65 out of 100, Moderate | 372 | 1.4% | 36.6% |
| 19 | NATIONSTAR MORTGAGE LLC | 335 | 1.2% | — |
| 20 | BankNewport 58 out of 100, Moderate | 294 | 1.1% | 23.8% |
| 21 | Broker Solutions, Inc. | 288 | 1.1% | — |
| 22 | GUARANTEED RATE, INC. | 280 | 1.0% | — |
| 23 | BAYCOAST MORTGAGE COMPANY, LLC | 266 | 1.0% | — |
| 24 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 259 | 1.0% | — |
| 25 | BayCoast Bank 46 out of 100, Below average | 246 | 0.9% | 13.1% |
| 26 | PROVINCE MORTGAGE ASSOCIATES, INC. | 241 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 225 | 0.8% | — |
| 28 | SPRING EQ, LLC | 224 | 0.8% | — |
| 29 | TD Bank, National Association 63 out of 100, Moderate | 211 | 0.8% | 35.3% |
| 30 | Centreville Bank | 208 | 0.8% | — |
| 31 | Northpointe Bank 58 out of 100, Moderate | 196 | 0.7% | 10.4% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 194 | 0.7% | — |
| 33 | Fall River Five Cents Savings Bank 52 out of 100, Below average | 192 | 0.7% | 15.9% |
| 34 | AmeriSave Mortgage Corporation | 191 | 0.7% | — |
| 35 | Mortgage Research Center, LLC | 186 | 0.7% | — |
| 36 | GREENWOOD CREDIT UNION 67 out of 100, Moderate | 186 | 0.7% | 20.1% |
| 37 | SEMPER HOME LOANS, INC | 175 | 0.7% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 172 | 0.6% | — |
| 39 | Discover Bank | 166 | 0.6% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 160 | 0.6% | 32.9% |
Top 40 of 376 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Rhode Island
- Kent County 9,152 apps
- Washington County 6,256 apps
- Newport County 3,714 apps
- Bristol County 2,127 apps