Rhode Island · HMDA 2025
Mortgage lenders in Newport County, RI
245 lenders reported 3,714 home-loan applications in Newport County in 2025. 2,026 closed as loans ($969.6M), 575 were denied — a 21.5% denial rate on decided applications, below the Rhode Island rate of 23.1%. The three most active lenders handled 26% of applications, led by Citizens Bank, National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,714
- Loans originated
- 2,026
- Purchase / refinance
- 716 / 768
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Newport County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 443 | 11.9% | 32.5% |
| 2 | BankNewport 58 out of 100, Moderate | 360 | 9.7% | 23.8% |
| 3 | BayCoast Bank 46 out of 100, Below average | 150 | 4.0% | 13.1% |
| 4 | MOVEMENT MORTGAGE, LLC | 141 | 3.8% | — |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 134 | 3.6% | 44.7% |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 118 | 3.2% | 32.9% |
| 7 | Rocket Mortgage, LLC | 118 | 3.2% | — |
| 8 | BAYCOAST MORTGAGE COMPANY, LLC | 93 | 2.5% | — |
| 9 | The People's Credit Union 72 out of 100, Strong | 89 | 2.4% | 21.9% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 86 | 2.3% | — |
| 11 | CMG MORTGAGE, INC. | 81 | 2.2% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 68 | 1.8% | 14.1% |
| 13 | COASTAL1 Credit Union 68 out of 100, Moderate | 61 | 1.6% | 25.3% |
| 14 | GUARANTEED RATE, INC. | 59 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 50 | 1.3% | — |
| 16 | NEWREZ LLC | 48 | 1.3% | — |
| 17 | The Washington Trust Company, of Westerly 58 out of 100, Moderate | 48 | 1.3% | 27.0% |
| 18 | NAVIGANT CREDIT UNION 64 out of 100, Moderate | 40 | 1.1% | 19.1% |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 1.1% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 36 | 1.0% | — |
| 21 | bankESB | 36 | 1.0% | — |
| 22 | Loandepot.Com, LLC | 35 | 0.9% | — |
| 23 | Fall River Five Cents Savings Bank 52 out of 100, Below average | 32 | 0.9% | 15.9% |
| 24 | Mortgage Research Center, LLC | 31 | 0.8% | — |
| 25 | St. Anne's Credit Union 66 out of 100, Moderate | 31 | 0.8% | 28.8% |
| 26 | Webster Bank, National Association | 31 | 0.8% | — |
| 27 | TD Bank, National Association 63 out of 100, Moderate | 29 | 0.8% | 35.3% |
| 28 | Centreville Bank | 29 | 0.8% | — |
| 29 | SPRING EQ, LLC | 28 | 0.8% | — |
| 30 | PHH Mortgage Corporation | 28 | 0.8% | — |
| 31 | FIGURE LENDING LLC | 26 | 0.7% | — |
| 32 | Home Loan Investment Bank, F.S.B. | 26 | 0.7% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 25 | 0.7% | — |
| 34 | Berkshire Bank | 25 | 0.7% | — |
| 35 | AmeriSave Mortgage Corporation | 24 | 0.6% | — |
| 36 | EMBRACE HOME LOANS, INC. | 24 | 0.6% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 23 | 0.6% | 33.8% |
| 38 | BETTER MORTGAGE CORPORATION | 23 | 0.6% | — |
| 39 | Waterstone Mortgage Corporation | 23 | 0.6% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 0.6% | — |
Top 40 of 245 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Rhode Island
- Providence County 26,813 apps
- Kent County 9,152 apps
- Washington County 6,256 apps
- Bristol County 2,127 apps