Rhode Island · HMDA 2025
Mortgage lenders in Bristol County, RI
176 lenders reported 2,127 home-loan applications in Bristol County in 2025. 1,203 closed as loans ($455.4M), 284 were denied — a 18.5% denial rate on decided applications, below the Rhode Island rate of 23.1%. The three most active lenders handled 26% of applications, led by Citizens Bank, National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,127
- Loans originated
- 1,203
- Purchase / refinance
- 433 / 451
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bristol County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 343 | 16.1% | 32.5% |
| 2 | NAVIGANT CREDIT UNION 64 out of 100, Moderate | 113 | 5.3% | 19.1% |
| 3 | BayCoast Bank 46 out of 100, Below average | 102 | 4.8% | 13.1% |
| 4 | BAYCOAST MORTGAGE COMPANY, LLC | 94 | 4.4% | — |
| 5 | BankNewport 58 out of 100, Moderate | 88 | 4.1% | 23.8% |
| 6 | COASTAL1 Credit Union 68 out of 100, Moderate | 76 | 3.6% | 25.3% |
| 7 | Rocket Mortgage, LLC | 65 | 3.1% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 63 | 3.0% | 44.7% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 60 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 58 | 2.7% | 14.1% |
| 11 | MOVEMENT MORTGAGE, LLC | 57 | 2.7% | — |
| 12 | Centreville Bank | 42 | 2.0% | — |
| 13 | The People's Credit Union 72 out of 100, Strong | 34 | 1.6% | 21.9% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 32 | 1.5% | — |
| 15 | TD Bank, National Association 63 out of 100, Moderate | 32 | 1.5% | 35.3% |
| 16 | NEWREZ LLC | 30 | 1.4% | — |
| 17 | GUILD MORTGAGE COMPANY | 30 | 1.4% | — |
| 18 | The Washington Trust Company, of Westerly 58 out of 100, Moderate | 30 | 1.4% | 27.0% |
| 19 | FREEDOM MORTGAGE CORPORATION | 30 | 1.4% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 29 | 1.4% | 32.9% |
| 21 | CMG MORTGAGE, INC. | 28 | 1.3% | — |
| 22 | Rhode Island Credit Union 65 out of 100, Moderate | 28 | 1.3% | 36.6% |
| 23 | GUARANTEED RATE, INC. | 21 | 1.0% | — |
| 24 | Loandepot.Com, LLC | 20 | 0.9% | — |
| 25 | Webster Bank, National Association | 20 | 0.9% | — |
| 26 | Fall River Five Cents Savings Bank 52 out of 100, Below average | 19 | 0.9% | 15.9% |
| 27 | Broker Solutions, Inc. | 17 | 0.8% | — |
| 28 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 16 | 0.8% | — |
| 29 | AmeriSave Mortgage Corporation | 15 | 0.7% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 0.7% | 39.5% |
| 31 | EMBRACE HOME LOANS, INC. | 15 | 0.7% | — |
| 32 | Mortgage Research Center, LLC | 14 | 0.7% | — |
| 33 | SPRING EQ, LLC | 14 | 0.7% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 14 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 13 | 0.6% | — |
| 37 | Discover Bank | 12 | 0.6% | — |
| 38 | RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 0.6% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 11 | 0.5% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.5% | — |
Top 40 of 176 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Rhode Island
- Providence County 26,813 apps
- Kent County 9,152 apps
- Washington County 6,256 apps
- Newport County 3,714 apps