South Dakota · HMDA 2025
Mortgage lenders in Jackson County, SD
10 lenders reported 16 home-loan applications in Jackson County in 2025. 6 closed as loans ($1.0M), 4 were denied — a 40.0% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 50% of applications, led by BANKWEST, INC.. 3 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16
- Loans originated
- 6
- Purchase / refinance
- 4 / 2
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 3 | 18.8% | 48.6% |
| 2 | Granite Bank 53 out of 100, Below average | 3 | 18.8% | 6.2% |
| 3 | 21st Mortgage Corporation | 2 | 12.5% | — |
| 4 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 2 | 12.5% | 27.1% |
| 5 | Broker Solutions, Inc. | 1 | 6.3% | — |
| 6 | Discover Bank | 1 | 6.3% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 1 | 6.3% | — |
| 8 | GUARANTEED RATE, INC. | 1 | 6.3% | — |
| 9 | Mortgage Research Center, LLC | 1 | 6.3% | — |
| 10 | FIGURE LENDING LLC | 1 | 6.3% | — |
Top 10 of 10 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps