South Dakota · HMDA 2025
Mortgage lenders in Jerauld County, SD
16 lenders reported 31 home-loan applications in Jerauld County in 2025. 15 closed as loans ($2.2M), 5 were denied — a 23.8% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 42% of applications, led by American Bank & Trust. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 31
- Loans originated
- 15
- Purchase / refinance
- 11 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jerauld County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | American Bank & Trust 72 out of 100, Strong | 9 | 29.0% | 16.0% |
| 2 | Broker Solutions, Inc. | 2 | 6.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 2 | 6.5% | — |
| 4 | Click n' Close, Inc. | 2 | 6.5% | — |
| 5 | BANKWEST, INC. 38 out of 100, Low | 2 | 6.5% | 48.6% |
| 6 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 6.5% | 10.0% |
| 7 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 2 | 6.5% | 27.1% |
| 8 | NEW DAY FINANCIAL, LLC | 2 | 6.5% | — |
| 9 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 3.2% | 32.5% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 3.2% | — |
| 11 | AmeriSave Mortgage Corporation | 1 | 3.2% | — |
| 12 | Rocket Mortgage, LLC | 1 | 3.2% | — |
| 13 | First National Bank 84 out of 100, Strong | 1 | 3.2% | 8.4% |
| 14 | CU MORTGAGE DIRECT, LLC | 1 | 3.2% | — |
| 15 | CORTRUST MORTGAGE, INC. | 1 | 3.2% | — |
| 16 | The First National Bank in Sioux Falls 67 out of 100, Moderate | 1 | 3.2% | 2.1% |
Top 16 of 16 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps