South Dakota · HMDA 2025
Mortgage lenders in Kingsbury County, SD
53 lenders reported 162 home-loan applications in Kingsbury County in 2025. 88 closed as loans ($17.9M), 23 were denied — a 20.5% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 35% of applications, led by First Bank & Trust. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 162
- Loans originated
- 88
- Purchase / refinance
- 53 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kingsbury County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Bank & Trust 70 out of 100, Strong | 26 | 16.0% | 14.9% |
| 2 | American Bank & Trust 72 out of 100, Strong | 21 | 13.0% | 16.0% |
| 3 | First PREMIER Bank 85 out of 100, Very strong | 10 | 6.2% | 18.8% |
| 4 | First National Bank 84 out of 100, Strong | 9 | 5.6% | 8.4% |
| 5 | Mortgage Research Center, LLC | 8 | 4.9% | — |
| 6 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 4.9% | 10.0% |
| 7 | NEWREZ LLC | 4 | 2.5% | — |
| 8 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 2.5% | 32.5% |
| 9 | Rocket Mortgage, LLC | 4 | 2.5% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 2.5% | 39.5% |
| 11 | Farm Credit Mid-America | 4 | 2.5% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.9% | — |
| 13 | GUARANTEED RATE, INC. | 3 | 1.9% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 3 | 1.9% | — |
| 15 | Dacotah Bank 55 out of 100, Moderate | 3 | 1.9% | 6.4% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.2% | 32.9% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.2% | — |
| 18 | Broker Solutions, Inc. | 2 | 1.2% | — |
| 19 | AmeriSave Mortgage Corporation | 2 | 1.2% | — |
| 20 | First National Bank 77 out of 100, Strong | 2 | 1.2% | 13.6% |
| 21 | PLANET HOME LENDING, LLC | 2 | 1.2% | — |
| 22 | First International Bank & Trust 52 out of 100, Below average | 2 | 1.2% | 5.8% |
| 23 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.2% | — |
| 24 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 2 | 1.2% | — |
| 25 | Central Bank 65 out of 100, Moderate | 2 | 1.2% | 5.5% |
| 26 | CMG MORTGAGE, INC. | 1 | 0.6% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 28 | Fairway Independent Mortgage Corporation | 1 | 0.6% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 30 | CorTrust Bank National Association 62 out of 100, Moderate | 1 | 0.6% | 8.4% |
| 31 | Flanagan State Bank 67 out of 100, Moderate | 1 | 0.6% | 14.2% |
| 32 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 1 | 0.6% | 18.2% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 34 | First Savings Bank 83 out of 100, Strong | 1 | 0.6% | 16.1% |
| 35 | Cornerstone Bank 47 out of 100, Below average | 1 | 0.6% | 2.0% |
| 36 | BANKWEST, INC. 38 out of 100, Low | 1 | 0.6% | 48.6% |
| 37 | IOWA BANKERS MORTGAGE CORPORATION | 1 | 0.6% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 1 | 0.6% | — |
| 39 | Equity Prime Mortgage LLC | 1 | 0.6% | — |
| 40 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 0.6% | — |
Top 40 of 53 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps