South Dakota · HMDA 2025
Mortgage lenders in Todd County, SD
12 lenders reported 24 home-loan applications in Todd County in 2025. 3 closed as loans ($375K), 7 were denied — a 63.6% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 50% of applications, led by BANKWEST, INC.. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 24
- Loans originated
- 3
- Purchase / refinance
- 1 / 2
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Todd County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 5 | 20.8% | 48.6% |
| 2 | 21st Mortgage Corporation | 4 | 16.7% | — |
| 3 | Click n' Close, Inc. | 3 | 12.5% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 8.3% | 14.1% |
| 5 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 8.3% | 22.2% |
| 6 | AmeriSave Mortgage Corporation | 2 | 8.3% | — |
| 7 | Broker Solutions, Inc. | 1 | 4.2% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 1 | 4.2% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 1 | 4.2% | — |
| 10 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 4.2% | — |
| 11 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 4.2% | 10.0% |
| 12 | First PREMIER Bank 85 out of 100, Very strong | 1 | 4.2% | 18.8% |
Top 12 of 12 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps