Vermont · HMDA 2025
Mortgage lenders in Windham County, VT
158 lenders reported 1,507 home-loan applications in Windham County in 2025. 864 closed as loans ($229.9M), 239 were denied — a 21.1% denial rate on decided applications, above the Vermont rate of 18.0%. The three most active lenders handled 25% of applications, led by 802 CREDIT UNION INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,507
- Loans originated
- 864
- Purchase / refinance
- 418 / 234
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Windham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 802 CREDIT UNION INC. 67 out of 100, Moderate | 186 | 12.3% | 3.6% |
| 2 | Rocket Mortgage, LLC | 95 | 6.3% | — |
| 3 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 92 | 6.1% | 32.9% |
| 4 | EASTRISE FEDERAL CREDIT UNION 73 out of 100, Strong | 82 | 5.4% | 6.3% |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 61 | 4.0% | 32.5% |
| 6 | Advisors Mortgage Group, L.L.C. | 58 | 3.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 49 | 3.3% | — |
| 8 | TD Bank, National Association 63 out of 100, Moderate | 46 | 3.1% | 35.3% |
| 9 | CMG MORTGAGE, INC. | 45 | 3.0% | — |
| 10 | EMM LOANS LLC | 44 | 2.9% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 37 | 2.5% | 14.1% |
| 12 | Mascoma Bank | 29 | 1.9% | — |
| 13 | NEWREZ LLC | 28 | 1.9% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 27 | 1.8% | 39.5% |
| 15 | Community Bank, National Association 62 out of 100, Moderate | 26 | 1.7% | 18.9% |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 25 | 1.7% | 44.7% |
| 17 | GUARANTEED RATE, INC. | 24 | 1.6% | — |
| 18 | Mortgage Research Center, LLC | 22 | 1.5% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 1.1% | — |
| 20 | VERMONT FEDERAL CREDIT UNION 69 out of 100, Moderate | 17 | 1.1% | 12.8% |
| 21 | Fairway Independent Mortgage Corporation | 16 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.0% | 32.9% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.0% | — |
| 24 | Broker Solutions, Inc. | 15 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 14 | 0.9% | — |
| 26 | BETTER MORTGAGE CORPORATION | 14 | 0.9% | — |
| 27 | NORTHEAST HOME LOAN, LLC | 14 | 0.9% | — |
| 28 | Plains Commerce Bank 59 out of 100, Moderate | 13 | 0.9% | 10.0% |
| 29 | HOMESTEAD FUNDING CORP. | 13 | 0.9% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 12 | 0.8% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.7% | 22.2% |
| 32 | FIGURE LENDING LLC | 11 | 0.7% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 11 | 0.7% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 0.7% | — |
| 35 | USAA Federal Savings Bank 64 out of 100, Moderate | 11 | 0.7% | 37.2% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.7% | — |
| 37 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 10 | 0.7% | 4.9% |
| 38 | GUILD MORTGAGE COMPANY | 9 | 0.6% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 9 | 0.6% | — |
| 40 | KeyBank National Association 63 out of 100, Moderate | 9 | 0.6% | 32.8% |
Top 40 of 158 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Vermont
- Chittenden County 5,286 apps
- Windsor County 2,323 apps
- Washington County 2,228 apps
- Franklin County 2,141 apps
- Rutland County 1,845 apps
- Orleans County 1,105 apps
- Lamoille County 1,088 apps
- Addison County 1,038 apps
- Caledonia County 1,007 apps
- Bennington County 946 apps
- Orange County 937 apps
- Grand Isle County 384 apps