Vermont · HMDA 2025
Mortgage lenders in Grand Isle County, VT
74 lenders reported 384 home-loan applications in Grand Isle County in 2025. 235 closed as loans ($72.0M), 43 were denied — a 15.0% denial rate on decided applications, below the Vermont rate of 18.0%. The three most active lenders handled 38% of applications, led by EASTRISE FEDERAL CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 384
- Loans originated
- 235
- Purchase / refinance
- 106 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grand Isle County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTRISE FEDERAL CREDIT UNION 73 out of 100, Strong | 89 | 23.2% | 6.3% |
| 2 | NORTH COUNTRY | 39 | 10.2% | — |
| 3 | Rocket Mortgage, LLC | 16 | 4.2% | — |
| 4 | Community Bank, National Association 62 out of 100, Moderate | 16 | 4.2% | 18.9% |
| 5 | VERMONT FEDERAL CREDIT UNION 69 out of 100, Moderate | 15 | 3.9% | 12.8% |
| 6 | Union Bank 45 out of 100, Below average | 12 | 3.1% | 5.0% |
| 7 | EMM LOANS LLC | 11 | 2.9% | — |
| 8 | TD Bank, National Association 63 out of 100, Moderate | 10 | 2.6% | 35.3% |
| 9 | Peoples Trust Company of St. Albans 74 out of 100, Strong | 10 | 2.6% | 9.7% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.3% | — |
| 11 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 9 | 2.3% | 32.9% |
| 12 | NORTHEAST HOME LOAN, LLC | 9 | 2.3% | — |
| 13 | CMG MORTGAGE, INC. | 7 | 1.8% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 1.8% | 32.5% |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 1.8% | 39.5% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.6% | 32.9% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.6% | 14.1% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.6% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.3% | 44.7% |
| 20 | MOVEMENT MORTGAGE, LLC | 4 | 1.0% | — |
| 21 | Broker Solutions, Inc. | 4 | 1.0% | — |
| 22 | Mortgage Research Center, LLC | 4 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 4 | 1.0% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 4 | 1.0% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 4 | 1.0% | — |
| 26 | BETTER MORTGAGE CORPORATION | 4 | 1.0% | — |
| 27 | NEWREZ LLC | 3 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 3 | 0.8% | — |
| 29 | GUARANTEED RATE, INC. | 3 | 0.8% | — |
| 30 | NBT Bank, National Association 64 out of 100, Moderate | 3 | 0.8% | 23.4% |
| 31 | Community National Bank | 3 | 0.8% | — |
| 32 | Fairway Independent Mortgage Corporation | 2 | 0.5% | — |
| 33 | GUILD MORTGAGE COMPANY | 2 | 0.5% | — |
| 34 | SPRING EQ, LLC | 2 | 0.5% | — |
| 35 | Synergy One Lending, Inc. | 2 | 0.5% | — |
| 36 | Northfield Savings Bank 68 out of 100, Moderate | 2 | 0.5% | 11.5% |
| 37 | Opportunities Credit Union | 2 | 0.5% | — |
| 38 | KeyBank National Association 63 out of 100, Moderate | 2 | 0.5% | 32.8% |
| 39 | Citibank, National Association 60 out of 100, Moderate | 2 | 0.5% | 24.0% |
| 40 | 802 CREDIT UNION INC. 67 out of 100, Moderate | 2 | 0.5% | 3.6% |
Top 40 of 74 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Vermont
- Chittenden County 5,286 apps
- Windsor County 2,323 apps
- Washington County 2,228 apps
- Franklin County 2,141 apps
- Rutland County 1,845 apps
- Windham County 1,507 apps
- Orleans County 1,105 apps
- Lamoille County 1,088 apps
- Addison County 1,038 apps
- Caledonia County 1,007 apps
- Bennington County 946 apps
- Orange County 937 apps