TellerScore

Headquartered in Glen Burnie, Maryland, Arundel Bank is a savings bank with $492.1M in total assets and $372.6M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1906.

Arundel Bank has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 27 banks headquartered in Maryland, it ranks 13th. Problem-loan coverage contributes the most (95/100, 2.7%); earnings contributes the least (26/100, 0.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion90/100
Tier 1 leverage ratio: 13.98%
Loan quality85/100
Noncurrent loans ÷ total loans: 0.44%
Earnings26/100
Return on assets (annualized): 0.16%
Funding & liquidity61/100
Loans ÷ deposits and uninsured-deposit share: 99.1% · 5.7% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (74 → 72), mostly because the capital cushion component weakened by 9 points.

TellerScore
657074Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202465
Q4 202465
Q1 202574
Q2 202574
Q3 202572
Q4 202573
Q1 202674
Q2 202672
Tier 1 leverage ratio
5.00%10.09%15.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.68%
Q3 202414.83%
Q4 202414.71%
Q1 202514.76%
Q2 202514.87%
Q3 202515.10%
Q4 202515.17%
Q1 202614.99%
Q2 202613.98%
Noncurrent loans
0.44%0.77%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.09%
Q3 20241.09%
Q4 20241.08%
Q1 20250.51%
Q2 20250.45%
Q3 20250.60%
Q4 20250.54%
Q1 20260.48%
Q2 20260.44%
Return on assets
-0.08%0.13%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.08%
Q3 2024-0.06%
Q4 2024-0.08%
Q1 20250.35%
Q2 20250.20%
Q3 20250.13%
Q4 20250.12%
Q1 20260.07%
Q2 20260.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$492.1M13.98%0.44%0.16%99.1%
Q1 202674$474.1M14.99%0.48%0.07%101.9%
Q4 202573$445.2M15.17%0.54%0.12%107.6%
Q3 202572$442.7M15.10%0.60%0.13%109.8%
Q2 202574$447.8M14.87%0.45%0.20%107.8%
Q1 202574$454.3M14.76%0.51%0.35%108.8%
Q4 202465$455.5M14.71%1.08%-0.08%109.1%
Q3 202465$451.8M14.83%1.09%-0.06%111.7%
Q2 202465$455.1M14.68%1.09%-0.08%112.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.98%
81st
Total risk-based capital0.00%
24th
Problem loans0.44%
48th
Net charge-offs0.00%
68th
Return on assets0.16%
5th
Net interest margin2.32%
2nd
Efficiency ratio92.7%
4th
Loans to deposits99.1%
11th
Uninsured deposits5.7%
99th
Loan-loss reserves0.58%
5th
Texas ratio2.7%
50th

Similar-size banks in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Woodsboro BankBank Woodsboro, MD70 out of 100, Strong$483.3M8.8%0.09%vs
The Farmers Bank of WillardsBank Willards, MD76 out of 100, Strong$547.6M12.1%0.70%vs
The Bank of Glen BurnieBank Glen Burnie, MD60 out of 100, Moderate$394.9M8.8%0.25%vs
The Harbor Bank of MarylandBank Baltimore, MD56 out of 100, Moderate$383.2M12.4%1.89%vs
First Shore Federal Savings and Loan AssociationBank Salisbury, MD78 out of 100, Strong$366.5M17.4%0.82%vs
Eastern Savings Bank, FSBBank Hunt Valley, MD63 out of 100, Moderate$336.4M31.0%6.73%vs

Deposit insurance

Is my money safe at Arundel Bank?

Yes. Arundel Bank is an FDIC-insured institution (FDIC certificate #28780). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 5.7% of deposits ($21.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Arundel Bank lists 5 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Arundel Bank
Former names
Arundel Federal Savings Bank; Arundel Federal Savings and Loan Association
Type
Savings bank
FDIC certificate #
28780
RSSD ID
390372
Primary regulator
OCC
Established
January 1, 1906
Headquarters
655 Crain Hwy S, Glen Burnie, MD 21061
Employees
58

Quick answers

Arundel Bank: common questions

Is Arundel Bank FDIC insured?

Yes. Arundel Bank is an FDIC-insured institution (FDIC certificate #28780). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Arundel Bank's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Arundel Bank ever failed?

There is no failure record for FDIC certificate #28780 in the FDIC failed bank list.

How many branches does Arundel Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Glen Burnie

InstitutionScoreAssetsCapitalProblem loansCompare
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BayVanguard BankBank Baltimore, MD80 out of 100, Strong$868.7M17.1%0.48%vs