TellerScore

Bank of Prairie du Sac (FDIC certificate #14660) is based in Prairie Du Sac, Wisconsin. Its Q2 2026 call report shows $744.5M in total assets and $644.3M in deposits and 2 offices.

Bank of Prairie du Sac has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 13th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (67/100, 60% loans-to-deposits, 45% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Tier 1 leverage ratio: 13.70%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings83/100
Return on assets (annualized): 1.57%
Funding & liquidity67/100
Loans ÷ deposits and uninsured-deposit share: 60.2% · 44.6% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (92 → 88), mostly because the capital cushion component weakened by 12 points.

TellerScore
868992Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202490
Q4 202490
Q1 202592
Q2 202592
Q3 202590
Q4 202586
Q1 202686
Q2 202688
Tier 1 leverage ratio
5.00%10.15%15.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.98%
Q3 202415.29%
Q4 202415.12%
Q1 202514.92%
Q2 202514.85%
Q3 202514.68%
Q4 202513.63%
Q1 202613.50%
Q2 202613.70%
Noncurrent loans
0.00%0.07%0.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.14%
Q3 20240.05%
Q4 20240.02%
Q1 20250.00%
Q2 20250.00%
Q3 20250.06%
Q4 20250.01%
Q1 20260.01%
Q2 20260.00%
Return on assets
1.40%1.51%1.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.40%
Q3 20241.42%
Q4 20241.41%
Q1 20251.58%
Q2 20251.62%
Q3 20251.57%
Q4 20251.46%
Q1 20261.47%
Q2 20261.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$744.5M13.70%0.00%1.57%60.2%
Q1 202686$755.3M13.50%0.01%1.47%57.5%
Q4 202586$760.5M13.63%0.01%1.46%56.9%
Q3 202590$690.8M14.68%0.06%1.57%62.5%
Q2 202592$643.5M14.85%0.00%1.62%66.3%
Q1 202592$613.6M14.92%0.00%1.58%69.4%
Q4 202490$635.9M15.12%0.02%1.41%65.6%
Q3 202490$604.0M15.29%0.05%1.42%68.6%
Q2 202489$585.3M14.98%0.14%1.40%70.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.70%
80th
Total risk-based capital23.03%
91st
Problem loans0.00%
88th
Net charge-offs-0.00%
84th
Return on assets1.57%
69th
Net interest margin3.00%
10th
Efficiency ratio40.6%
95th
Loans to deposits60.2%
83rd
Uninsured deposits44.6%
7th
Loan-loss reserves1.37%
70th
Texas ratio0.0%
89th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Fortifi BankBank Berlin, WI58 out of 100, Moderate$750.4M12.6%2.40%vs
Chippewa Valley BankBank Hayward, WI74 out of 100, Strong$735.8M8.7%0.22%vs
Woodtrust BankBank Wisconsin Rapids, WI68 out of 100, Moderate$734.8M10.9%1.33%vs
Dairy State BankBank Rice Lake, WI80 out of 100, Strong$730.3M12.0%0.06%vs
Northwestern BankBank Chippewa Falls, WI80 out of 100, Strong$725.6M11.2%0.03%vs
Bank of LuxemburgBank Luxemburg, WI68 out of 100, Moderate$723.4M9.6%0.18%vs

Deposit insurance

Is my money safe at Bank of Prairie du Sac?

Yes. Bank of Prairie du Sac is an FDIC-insured institution (FDIC certificate #14660). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.6% of deposits ($287.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.70%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.03% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Bank of Prairie du Sac lists 2 offices in 2 cities. Most locations:

  • Prairie Du Sac, WI (1)
  • Sauk City, WI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Prairie du Sac
Type
State-chartered bank
FDIC certificate #
14660
RSSD ID
997847
Primary regulator
FDIC
Holding company
Ploetz Investments Partnership
Established
March 22, 1916
Headquarters
555 Park Ave, Prairie Du Sac, WI 53578
Employees
51

Quick answers

Bank of Prairie du Sac: common questions

Is Bank of Prairie du Sac FDIC insured?

Yes. Bank of Prairie du Sac is an FDIC-insured institution (FDIC certificate #14660). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Prairie du Sac's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Prairie du Sac ever failed?

There is no failure record for FDIC certificate #14660 in the FDIC failed bank list.

How many branches does Bank of Prairie du Sac have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Prairie Du Sac

InstitutionScoreAssetsCapitalProblem loansCompare
Oakdale Credit UnionCredit union Oakdale, WI95 out of 100, Very strong$132.4M13.3%0.00%vs
Madison Fire Department Credit UnionCredit union Madison, WI90 out of 100, Very strong$5.5M19.9%0.00%vs
The Peoples Community BankBank Mazomanie, WI87 out of 100, Very strong$388.8M12.8%0.14%vs
Mound City BankBank Platteville, WI86 out of 100, Very strong$550.7M13.1%0.11%vs
Baraboo State BankBank Baraboo, WI84 out of 100, Strong$569.6M11.7%0.01%vs
John Deere Financial, f.s.b.Bank Middleton, WI82 out of 100, Strong$4.9B19.4%0.27%vs