Headquartered in Denver, Colorado, Bankers' Bank of the West is a state-chartered bank (fed member) with $433.6M in total assets and $249.5M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1980.
Based on its Q2 2026 filing, Bankers' Bank of the West scores 66/100, which we describe as moderate. That is higher than only 31% of 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 46th. Its strongest component is capital cushion (94/100; 14.37%), and its lowest is funding & liquidity (15/100; 133% loans-to-deposits, 46% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (83 → 66), mostly because the loan quality component weakened by 34 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 79 |
| Q4 2024 | 65 |
| Q1 2025 | 83 |
| Q2 2025 | 83 |
| Q3 2025 | 80 |
| Q4 2025 | 79 |
| Q1 2026 | 76 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.96% |
| Q3 2024 | 13.75% |
| Q4 2024 | 13.75% |
| Q1 2025 | 14.15% |
| Q2 2025 | 14.11% |
| Q3 2025 | 13.77% |
| Q4 2025 | 13.89% |
| Q1 2026 | 14.42% |
| Q2 2026 | 14.37% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.47% |
| Q3 2024 | 0.46% |
| Q4 2024 | 1.61% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 1.03% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.85% |
| Q3 2024 | 1.43% |
| Q4 2024 | 1.16% |
| Q1 2025 | 2.35% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.26% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $433.6M | 14.37% | 1.03% | 0.81% | 132.8% |
| Q1 2026 | 76 | $408.4M | 14.42% | 0.00% | 0.75% | 130.5% |
| Q4 2025 | 79 | $441.9M | 13.89% | 0.00% | 1.26% | 133.5% |
| Q3 2025 | 80 | $412.1M | 13.77% | 0.00% | 1.43% | 123.4% |
| Q2 2025 | 83 | $409.3M | 14.11% | 0.00% | 1.65% | 122.5% |
| Q1 2025 | 83 | $428.3M | 14.15% | 0.46% | 2.35% | 115.5% |
| Q4 2024 | 65 | $431.5M | 13.75% | 1.61% | 1.16% | 106.2% |
| Q3 2024 | 79 | $404.8M | 13.75% | 0.46% | 1.43% | 139.2% |
| Q2 2024 | 81 | $415.6M | 13.96% | 0.47% | 1.85% | 136.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Frontier BankBank Lamar, CO | 81 out of 100, Strong | $436.4M | 10.8% | 0.32% | vs |
| Farmers State Bank of CalhanBank Calhan, CO | 68 out of 100, Moderate | $416.4M | 9.2% | 0.41% | vs |
| The Dolores State BankBank Dolores, CO | 84 out of 100, Strong | $456.3M | 15.6% | 1.02% | vs |
| Integrity Bank & TrustBank Monument, CO | 62 out of 100, Moderate | $459.6M | 9.1% | 0.54% | vs |
| San Luis Valley Federal BankBank Alamosa, CO | 87 out of 100, Very strong | $390.2M | 18.0% | 0.15% | vs |
| First FarmBankBank Greeley, CO | 72 out of 100, Strong | $384.4M | 12.3% | 0.88% | vs |
Deposit insurance
Is my money safe at Bankers' Bank of the West?
Yes. Bankers' Bank of the West is an FDIC-insured institution (FDIC certificate #23210). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 46.3% of deposits ($115.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.71% (benchmark: 10%).
1 location
Branches
Bankers' Bank of the West lists 1 office in 1 city. Most locations:
- Denver, CO (1)
Identity & history
Profile
- Legal name
- Bankers' Bank of the West
- Former names
- Independent State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 23210
- RSSD ID
- 732758
- Primary regulator
- FED
- Holding company
- Bankers Bk of the W Bcorp Inc
- Established
- October 1, 1980
- Headquarters
- 1099 18th St, Denver, CO 80202
- Website
- www.bbwest.com
- Employees
- 53
Quick answers
Bankers' Bank of the West: common questions
Is Bankers' Bank of the West FDIC insured?
Yes. Bankers' Bank of the West is an FDIC-insured institution (FDIC certificate #23210). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bankers' Bank of the West's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bankers' Bank of the West ever failed?
There is no failure record for FDIC certificate #23210 in the FDIC failed bank list.
How many branches does Bankers' Bank of the West have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Denver
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| AMG National Trust BankBank Boulder, CO | 94 out of 100, Very strong | $722.9M | 15.4% | 0.04% | vs |
| Star Tech Federal Credit UnionCredit union Greenwood Villa, CO | 91 out of 100, Very strong | $11.1M | 22.2% | 0.38% | vs |
| Denver Fire Department Federal Credit UnionCredit union Denver, CO | 89 out of 100, Very strong | $213.5M | 14.2% | 0.09% | vs |
| 5Star BankBank Colorado Springs, CO | 87 out of 100, Very strong | $378.2M | 17.2% | 0.16% | vs |
| Transact Bank, National AssociationBank Denver, CO | 86 out of 100, Very strong | $6.5M | 16.3% | 0.00% | vs |
| Affidian Federal Credit UnionCredit union Denver, CO | 85 out of 100, Very strong | $360.1M | 18.9% | 0.85% | vs |