TellerScore

Hyperion Bank (FDIC certificate #58371) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $569.9M in total assets and $461.8M in deposits and 2 offices across 2 states.

Based on its Q2 2026 filing, Hyperion Bank scores 52/100, which we describe as below average. That is higher than only 8% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 100th. Its strongest component is problem-loan coverage (75/100; 12.4%), and its lowest is funding & liquidity (37/100; 106% loans-to-deposits, 31% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion55/100
Tier 1 leverage ratio: 10.46%
Loan quality56/100
Noncurrent loans ÷ total loans: 1.33%
Earnings44/100
Return on assets (annualized): 0.60%
Funding & liquidity37/100
Loans ÷ deposits and uninsured-deposit share: 105.8% · 30.6% uninsured
Problem-loan coverage75/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 12.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (56 → 52), mostly because the loan quality component weakened by 18 points.

TellerScore
485561Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202455
Q4 202456
Q1 202556
Q2 202556
Q3 202549
Q4 202555
Q1 202648
Q2 202652
Tier 1 leverage ratio
5.00%7.78%10.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.27%
Q3 202410.56%
Q4 202410.12%
Q1 202510.05%
Q2 20259.91%
Q3 20259.70%
Q4 20259.20%
Q1 20268.93%
Q2 202610.46%
Noncurrent loans
0.57%0.95%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.57%
Q3 20241.11%
Q4 20240.88%
Q1 20250.92%
Q2 20250.77%
Q3 20251.33%
Q4 20250.90%
Q1 20261.14%
Q2 20261.33%
Return on assets
0.42%0.54%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.63%
Q3 20240.56%
Q4 20240.60%
Q1 20250.60%
Q2 20250.55%
Q3 20250.55%
Q4 20250.65%
Q1 20260.42%
Q2 20260.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$569.9M10.46%1.33%0.60%105.8%
Q1 202648$553.0M8.93%1.14%0.42%105.5%
Q4 202555$550.6M9.20%0.90%0.65%97.2%
Q3 202549$519.5M9.70%1.33%0.55%124.8%
Q2 202556$488.3M9.91%0.77%0.55%114.4%
Q1 202556$464.4M10.05%0.92%0.60%108.3%
Q4 202456$463.3M10.12%0.88%0.60%119.8%
Q3 202455$430.1M10.56%1.11%0.56%106.1%
Q2 202461$420.3M10.27%0.57%0.63%98.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.46%
40th
Total risk-based capital13.25%
58th
Problem loans1.33%
21st
Net charge-offs-0.00%
82nd
Return on assets0.60%
15th
Net interest margin3.34%
21st
Efficiency ratio75.8%
19th
Loans to deposits105.8%
5th
Uninsured deposits30.6%
27th
Loan-loss reserves0.72%
8th
Texas ratio12.4%
14th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Hatboro Federal Savings, FABank Hatboro, PA79 out of 100, Strong$597.8M24.5%0.64%vs
Mercer County State BankBank Sandy Lake, PA52 out of 100, Below average$611.3M10.3%2.42%vs
Enterprise BankBank Allison Park, PA27 out of 100, Low$524.6M8.2%6.18%vs
Slovenian Savings and Loan Association of CanonsburgBank Strabane, PA73 out of 100, Strong$627.0M16.5%1.99%vs
Quaint Oak BankBank Southampton, PA52 out of 100, Below average$631.5M10.9%1.73%vs
Hamlin Bank and Trust CompanyBank Smethport, PA89 out of 100, Very strong$503.4M20.0%0.96%vs

Deposit insurance

Is my money safe at Hyperion Bank?

Yes. Hyperion Bank is an FDIC-insured institution (FDIC certificate #58371). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.6% of deposits ($141.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.25% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Hyperion Bank lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hyperion Bank
Type
State-chartered bank
FDIC certificate #
58371
RSSD ID
3517590
Primary regulator
FDIC
Holding company
Hyperion Bancshares Inc
Established
November 20, 2006
Headquarters
199 W Girard Ave, Philadelphia, PA 19123
Employees
42

Quick answers

Hyperion Bank: common questions

Is Hyperion Bank FDIC insured?

Yes. Hyperion Bank is an FDIC-insured institution (FDIC certificate #58371). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Hyperion Bank's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Hyperion Bank ever failed?

There is no failure record for FDIC certificate #58371 in the FDIC failed bank list.

How many branches does Hyperion Bank have?

2 offices as of the latest FDIC data, in 2 states.

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