TellerScore

Nekoosa Port Edwards State Bank is a state-chartered bank headquartered in Nekoosa, Wisconsin, in business for about 113 years. At the end of Q2 2026 it reported $286.5M in total assets and $243.5M in deposits, with 3 offices.

Based on its Q2 2026 filing, Nekoosa Port Edwards State Bank scores 93/100, which we describe as very strong. That is higher than 98% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 6th. Its strongest component is capital cushion (100/100; 15.06%), and its lowest is funding & liquidity (68/100; 74% loans-to-deposits, 32% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.06%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings91/100
Return on assets (annualized): 1.77%
Funding & liquidity68/100
Loans ÷ deposits and uninsured-deposit share: 73.7% · 32.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 93).

TellerScore
909294Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202493
Q3 202492
Q4 202492
Q1 202590
Q2 202593
Q3 202592
Q4 202594
Q1 202692
Q2 202693
Tier 1 leverage ratio
5.00%10.03%15.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.96%
Q3 202414.74%
Q4 202414.63%
Q1 202514.09%
Q2 202514.93%
Q3 202514.76%
Q4 202515.05%
Q1 202614.41%
Q2 202615.06%
Noncurrent loans
0.00%0.04%0.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.09%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.61%1.70%1.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.65%
Q3 20241.62%
Q4 20241.63%
Q1 20251.61%
Q2 20251.68%
Q3 20251.72%
Q4 20251.77%
Q1 20261.79%
Q2 20261.77%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$286.5M15.06%0.00%1.77%73.7%
Q1 202692$283.7M14.41%0.00%1.79%72.8%
Q4 202594$289.6M15.05%0.00%1.77%70.3%
Q3 202592$277.6M14.76%0.09%1.72%71.8%
Q2 202593$269.3M14.93%0.00%1.68%74.8%
Q1 202590$272.7M14.09%0.00%1.61%70.5%
Q4 202492$278.3M14.63%0.00%1.63%68.6%
Q3 202492$270.9M14.74%0.00%1.62%70.7%
Q2 202493$258.0M14.96%0.00%1.65%74.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.06%
87th
Total risk-based capital29.66%
96th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets1.77%
79th
Net interest margin2.97%
9th
Efficiency ratio42.3%
94th
Loans to deposits73.7%
63rd
Uninsured deposits32.1%
23rd
Loan-loss reserves2.16%
95th
Texas ratio0.0%
95th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
First Federal Bank of WisconsinBank Waukesha, WI82 out of 100, Strong$285.9M22.5%0.02%vs
The Farmers State Bank of WaupacaBank Waupaca, WI84 out of 100, Strong$279.5M11.6%0.00%vs
Partners Bank of WisconsinBank Marshfield, WI86 out of 100, Very strong$294.2M14.7%0.36%vs
Ergo BankBank Markesan, WI44 out of 100, Below average$276.7M8.4%1.74%vs
Laona State BankBank Laona, WI56 out of 100, Moderate$296.6M9.6%1.34%vs
The Peshtigo National BankBank Peshtigo, WI69 out of 100, Moderate$300.0M9.0%0.00%vs

Deposit insurance

Is my money safe at Nekoosa Port Edwards State Bank?

Yes. Nekoosa Port Edwards State Bank is an FDIC-insured institution (FDIC certificate #2482). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 32.1% of deposits ($78.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.06%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 29.66% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Nekoosa Port Edwards State Bank lists 3 offices in 2 cities. Most locations:

  • Nekoosa, WI (2)
  • Port Edwards, WI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Nekoosa Port Edwards State Bank
Type
State-chartered bank
FDIC certificate #
2482
RSSD ID
791942
Primary regulator
FDIC
Holding company
Nekoosa Port Edwards Bcorp Inc
Established
December 13, 1913
Headquarters
405 Market St, Nekoosa, WI 54457
Employees
29

Quick answers

Nekoosa Port Edwards State Bank: common questions

Is Nekoosa Port Edwards State Bank FDIC insured?

Yes. Nekoosa Port Edwards State Bank is an FDIC-insured institution (FDIC certificate #2482). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Nekoosa Port Edwards State Bank's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Nekoosa Port Edwards State Bank ever failed?

There is no failure record for FDIC certificate #2482 in the FDIC failed bank list.

How many branches does Nekoosa Port Edwards State Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Nekoosa

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of MaustonBank Mauston, WI96 out of 100, Very strong$426.7M14.8%0.19%vs
Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI93 out of 100, Very strong$185.2M19.2%0.21%vs
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
The Portage County BankBank Almond, WI83 out of 100, Strong$210.1M12.7%0.10%vs
Valley Communities Credit UnionCredit union Mosinee, WI83 out of 100, Strong$306.9M13.0%0.28%vs
The Pineries BankBank Stevens Point, WI83 out of 100, Strong$149.1M11.3%0.00%vs