TellerScore

First Federal Savings and Loan Association of Van Wert (FDIC certificate #29135) is based in Van Wert, Ohio. Its Q2 2026 call report shows $197.4M in total assets and $169.6M in deposits and 2 offices.

Based on its Q2 2026 filing, First Federal Savings and Loan Association of Van Wert scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 95th. Its strongest component is capital cushion (85/100; 13.52%), and its lowest is earnings (44/100; 0.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Tier 1 leverage ratio: 13.52%
Loan quality56/100
Noncurrent loans ÷ total loans: 1.32%
Earnings44/100
Return on assets (annualized): 0.59%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 82.4% · 21.5% uninsured
Problem-loan coverage85/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (69 → 67), mostly because the earnings component improved by 44 points.

TellerScore
617282Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202482
Q4 202478
Q1 202577
Q2 202569
Q3 202563
Q4 202561
Q1 202668
Q2 202667
Tier 1 leverage ratio
5.00%10.56%16.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202416.11%
Q3 202415.58%
Q4 202414.83%
Q1 202514.79%
Q2 202514.18%
Q3 202513.90%
Q4 202513.61%
Q1 202613.62%
Q2 202613.52%
Noncurrent loans
0.07%0.78%1.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.21%
Q3 20240.07%
Q4 20240.41%
Q1 20250.19%
Q2 20250.59%
Q3 20251.23%
Q4 20251.42%
Q1 20261.48%
Q2 20261.32%
Return on assets
-0.69%0.04%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.33%
Q4 20240.22%
Q1 2025-0.12%
Q2 2025-0.69%
Q3 2025-0.41%
Q4 2025-0.29%
Q1 20260.77%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$197.4M13.52%1.32%0.59%82.4%
Q1 202668$194.7M13.62%1.48%0.77%80.4%
Q4 202561$191.3M13.61%1.42%-0.29%78.1%
Q3 202563$190.8M13.90%1.23%-0.41%77.5%
Q2 202569$184.1M14.18%0.59%-0.69%77.7%
Q1 202577$180.4M14.79%0.19%-0.12%76.4%
Q4 202478$183.1M14.83%0.41%0.22%76.8%
Q3 202482$177.3M15.58%0.07%0.33%81.5%
Q2 202480$169.1M16.11%0.21%0.23%81.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.52%
79th
Total risk-based capital0.00%
24th
Problem loans1.32%
21st
Net charge-offs0.00%
68th
Return on assets0.59%
15th
Net interest margin3.17%
15th
Efficiency ratio82.3%
12th
Loans to deposits82.4%
44th
Uninsured deposits21.5%
59th
Loan-loss reserves0.19%
1st
Texas ratio7.3%
25th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
The First National Bank of WaverlyBank Waverly, OH41 out of 100, Below average$196.2M9.2%3.61%vs
The First National Bank of McConnelsvilleBank Mcconnelsville, OH64 out of 100, Moderate$200.2M8.6%0.86%vs
The Cincinnatus Savings & Loan Co.Bank Cincinnati, OH84 out of 100, Strong$193.1M15.3%0.26%vs
Independence BankBank Independence, OH81 out of 100, Strong$191.2M14.5%0.26%vs
The Peoples Savings BankBank Urbana, OH57 out of 100, Moderate$189.3M9.0%0.87%vs
Farmers State BankBank West Salem, OH72 out of 100, Strong$187.5M9.3%0.00%vs

Deposit insurance

Is my money safe at First Federal Savings and Loan Association of Van Wert?

Yes. First Federal Savings and Loan Association of Van Wert is an FDIC-insured institution (FDIC certificate #29135). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.5% of deposits ($36.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.52%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

First Federal Savings and Loan Association of Van Wert lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Savings and Loan Association of Van Wert
Former names
First Federal Savings and Loan Association
Type
Savings bank
FDIC certificate #
29135
RSSD ID
820879
Primary regulator
OCC
Holding company
First Fs&la of Van Wert Mhc
Established
January 1, 1893
Headquarters
679 Fox Rd, Van Wert, OH 45891
Employees
34

Quick answers

First Federal Savings and Loan Association of Van Wert: common questions

Is First Federal Savings and Loan Association of Van Wert FDIC insured?

Yes. First Federal Savings and Loan Association of Van Wert is an FDIC-insured institution (FDIC certificate #29135). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Savings and Loan Association of Van Wert's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Savings and Loan Association of Van Wert ever failed?

There is no failure record for FDIC certificate #29135 in the FDIC failed bank list.

How many branches does First Federal Savings and Loan Association of Van Wert have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Van Wert

InstitutionScoreAssetsCapitalProblem loansCompare
The Ottoville Bank CompanyBank Ottoville, OH95 out of 100, Very strong$93.8M21.4%0.00%vs
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Central Soya Federal Credit UnionCredit union Decatur, IN87 out of 100, Very strong$33.2M18.4%0.19%vs
The Peoples Bank Co.Bank Coldwater, OH85 out of 100, Very strong$859.2M11.9%0.13%vs
Profed Federal Credit UnionCredit union Fort Wayne, IN82 out of 100, Strong$763.5M13.2%0.47%vs
Midwest America Federal Credit UnionCredit union Fort Wayne, IN79 out of 100, Strong$1.0B14.8%0.90%vs