First Resource Bank is a state-chartered bank headquartered in Exton, Pennsylvania, in business for about 21 years. At the end of Q2 2026 it reported $840.9M in total assets and $749.9M in deposits, with 3 offices.
Based on its Q2 2026 filing, First Resource Bank scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 55th. Its strongest component is problem-loan coverage (98/100; 1.2%), and its lowest is capital cushion (36/100; 8.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (65 → 67), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 60 |
| Q1 2025 | 64 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 66 |
| Q1 2026 | 63 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.17% |
| Q3 2024 | 8.27% |
| Q4 2024 | 8.28% |
| Q1 2025 | 8.39% |
| Q2 2025 | 8.45% |
| Q3 2025 | 8.43% |
| Q4 2025 | 8.40% |
| Q1 2026 | 8.38% |
| Q2 2026 | 8.62% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.03% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.12% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 0.95% |
| Q4 2024 | 0.87% |
| Q1 2025 | 1.06% |
| Q2 2025 | 1.10% |
| Q3 2025 | 1.17% |
| Q4 2025 | 1.18% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $840.9M | 8.62% | 0.12% | 1.37% | 96.2% |
| Q1 2026 | 63 | $811.0M | 8.38% | 0.43% | 1.31% | 96.9% |
| Q4 2025 | 66 | $817.3M | 8.40% | 0.11% | 1.18% | 92.2% |
| Q3 2025 | 66 | $724.9M | 8.43% | 0.00% | 1.17% | 103.0% |
| Q2 2025 | 65 | $697.2M | 8.45% | 0.03% | 1.10% | 103.2% |
| Q1 2025 | 64 | $675.2M | 8.39% | 0.04% | 1.06% | 104.4% |
| Q4 2024 | 60 | $663.5M | 8.28% | 0.21% | 0.87% | 107.1% |
| Q3 2024 | 64 | $651.7M | 8.27% | 0.00% | 0.95% | 105.5% |
| Q2 2024 | 63 | $640.6M | 8.17% | 0.00% | 0.89% | 106.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| CfsbankBank Charleroi, PA | 66 out of 100, Moderate | $773.4M | 11.0% | 0.24% | vs |
| The Juniata Valley BankBank Mifflintown, PA | 70 out of 100, Strong | $917.9M | 8.6% | 0.05% | vs |
| First Northern Bank and Trust CompanyBank Palmerton, PA | 81 out of 100, Strong | $921.5M | 15.3% | 1.16% | vs |
| Atlantic Community Bankers BankBank Camp Hill, PA | 76 out of 100, Strong | $942.0M | 15.8% | 0.53% | vs |
| Harleysville BankBank Harleysville, PA | 74 out of 100, Strong | $963.6M | 9.9% | 0.14% | vs |
| Asian BankBank Philadelphia, PA | 72 out of 100, Strong | $685.9M | 19.1% | 1.22% | vs |
Deposit insurance
Is my money safe at First Resource Bank?
Yes. First Resource Bank is an FDIC-insured institution (FDIC certificate #57967). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.2% of deposits ($211.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.62%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.83% (benchmark: 10%).
3 locations
Branches
First Resource Bank lists 3 offices in 3 cities. Most locations:
- Exton, PA (1)
- Wayne, PA (1)
- West Chester, PA (1)
HMDA 2025
Mortgage lending
In 2025, First Resource Bank reported 86 home-loan applications under HMDA (LEI 549300YV3F7WA813QL95): 82 originated ($54,400,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Resource Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57967
- RSSD ID
- 3349241
- Primary regulator
- FDIC
- Holding company
- First Resource Bcorp Inc
- Established
- May 2, 2005
- Headquarters
- 800 N Pottstown Pike, Exton, PA 19341
- Website
- www.firstresourcebank.com
- Employees
- 81
Quick answers
First Resource Bank: common questions
Is First Resource Bank FDIC insured?
Yes. First Resource Bank is an FDIC-insured institution (FDIC certificate #57967). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Resource Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Resource Bank ever failed?
There is no failure record for FDIC certificate #57967 in the FDIC failed bank list.
How many branches does First Resource Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Exton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| The National Bank of MalvernBank Malvern, PA | 93 out of 100, Very strong | $224.0M | 16.5% | 0.10% | vs |
| SEI Private Trust CompanyBank Oaks, PA | 93 out of 100, Very strong | $208.5M | 80.4% | 0.00% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |