TellerScore

Headquartered in Philadelphia, Pennsylvania, Asian Bank is a state-chartered bank (fed member) with $685.9M in total assets and $456.8M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1999.

Based on its Q2 2026 filing, Asian Bank scores 72/100, which we describe as strong. That is higher than 50% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 37th. Its strongest component is capital cushion (100/100; 19.15%), and its lowest is funding & liquidity (25/100; 116% loans-to-deposits, 37% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 19.15%
Loan quality59/100
Noncurrent loans ÷ total loans: 1.22%
Earnings74/100
Return on assets (annualized): 1.34%
Funding & liquidity25/100
Loans ÷ deposits and uninsured-deposit share: 116.0% · 37.3% uninsured
Problem-loan coverage90/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.91%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (75 → 72), mostly because the loan quality component weakened by 14 points.

TellerScore
727781Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202480
Q4 202481
Q1 202581
Q2 202575
Q3 202576
Q4 202574
Q1 202673
Q2 202672
Tier 1 leverage ratio
5.00%14.40%23.80%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202423.80%
Q3 202422.78%
Q4 202421.87%
Q1 202520.49%
Q2 202520.31%
Q3 202520.04%
Q4 202519.29%
Q1 202619.32%
Q2 202619.15%
Noncurrent loans
0.09%0.66%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.09%
Q3 20240.26%
Q4 20240.18%
Q1 20250.28%
Q2 20250.82%
Q3 20250.74%
Q4 20250.93%
Q1 20261.05%
Q2 20261.22%
Return on assets
1.05%1.20%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.06%
Q3 20241.05%
Q4 20241.09%
Q1 20251.18%
Q2 20251.21%
Q3 20251.26%
Q4 20251.24%
Q1 20261.27%
Q2 20261.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$685.9M19.15%1.22%1.34%116.0%
Q1 202673$684.8M19.32%1.05%1.27%110.0%
Q4 202574$660.4M19.29%0.93%1.24%102.8%
Q3 202576$628.7M20.04%0.74%1.26%106.9%
Q2 202575$615.9M20.31%0.82%1.21%102.9%
Q1 202581$606.4M20.49%0.28%1.18%96.6%
Q4 202481$566.9M21.87%0.18%1.09%102.0%
Q3 202480$557.3M22.78%0.26%1.05%101.2%
Q2 202481$509.9M23.80%0.09%1.06%113.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.15%
96th
Total risk-based capital25.28%
94th
Problem loans1.22%
23rd
Net charge-offs0.05%
28th
Return on assets1.34%
55th
Net interest margin3.54%
29th
Efficiency ratio47.4%
88th
Loans to deposits116.0%
2nd
Uninsured deposits37.3%
14th
Loan-loss reserves1.08%
37th
Texas ratio4.9%
36th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
InFirst BankBank Indiana, PA69 out of 100, Moderate$683.2M9.5%0.10%vs
PS BankBank Wyalusing, PA83 out of 100, Strong$674.5M11.2%0.10%vs
New Tripoli BankBank New Tripoli, PA66 out of 100, Moderate$674.0M10.6%0.89%vs
Pennian BankBank Mifflintown, PA55 out of 100, Moderate$667.9M9.2%1.09%vs
Reliance Savings BankBank Altoona, PA67 out of 100, Moderate$648.9M12.2%0.26%vs
Phoenixville Federal Bank and TrustBank Phoenixville, PA67 out of 100, Moderate$648.0M12.6%1.25%vs

Deposit insurance

Is my money safe at Asian Bank?

Yes. Asian Bank is an FDIC-insured institution (FDIC certificate #34759). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 37.3% of deposits ($170.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 19.15%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.28% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Asian Bank lists 3 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Asian Bank reported 62 home-loan applications under HMDA (LEI 549300MJ0Y817D63DD96): 51 originated ($58,235,000 total), 3 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Asian Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
34759
RSSD ID
2785477
Primary regulator
FED
Holding company
Asian Financial Corp
Established
June 9, 1999
Headquarters
1023 Race St, Philadelphia, PA 19107
Employees
48

Quick answers

Asian Bank: common questions

Is Asian Bank FDIC insured?

Yes. Asian Bank is an FDIC-insured institution (FDIC certificate #34759). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Asian Bank's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Asian Bank ever failed?

There is no failure record for FDIC certificate #34759 in the FDIC failed bank list.

How many branches does Asian Bank have?

3 offices as of the latest FDIC data.

Nearby

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