Fleetwood Bank is a state-chartered bank (fed member) headquartered in Fleetwood, Pennsylvania, in business for about 92 years. At the end of Q2 2026 it reported $415.6M in total assets and $381.1M in deposits, with 7 offices.
Based on its Q2 2026 filing, Fleetwood Bank scores 63/100, which we describe as moderate. That is higher than only 24% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 76th. Its strongest component is funding & liquidity (97/100; 64% loans-to-deposits, 14% uninsured), and its lowest is capital cushion (28/100; 7.77%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (60 → 63), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 59 |
| Q4 2024 | 58 |
| Q1 2025 | 60 |
| Q2 2025 | 60 |
| Q3 2025 | 60 |
| Q4 2025 | 60 |
| Q1 2026 | 61 |
| Q2 2026 | 63 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.36% |
| Q3 2024 | 7.41% |
| Q4 2024 | 7.48% |
| Q1 2025 | 7.62% |
| Q2 2025 | 7.67% |
| Q3 2025 | 7.75% |
| Q4 2025 | 7.74% |
| Q1 2026 | 7.78% |
| Q2 2026 | 7.77% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.58% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.56% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.80% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $415.6M | 7.77% | 0.56% | 0.80% | 63.7% |
| Q1 2026 | 61 | $398.7M | 7.78% | 0.59% | 0.67% | 64.5% |
| Q4 2025 | 60 | $401.6M | 7.74% | 0.59% | 0.59% | 66.7% |
| Q3 2025 | 60 | $392.3M | 7.75% | 0.62% | 0.61% | 63.6% |
| Q2 2025 | 60 | $394.9M | 7.67% | 0.62% | 0.52% | 62.7% |
| Q1 2025 | 60 | $388.3M | 7.62% | 0.58% | 0.53% | 61.6% |
| Q4 2024 | 58 | $389.9M | 7.48% | 0.60% | 0.37% | 60.9% |
| Q3 2024 | 59 | $388.6M | 7.41% | 0.50% | 0.32% | 61.5% |
| Q2 2024 | 58 | $388.1M | 7.36% | 0.58% | 0.26% | 59.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of LandisburgBank Landisburg, PA | 80 out of 100, Strong | $417.1M | 17.0% | 1.61% | vs |
| Marion Center BankBank Indiana, PA | 55 out of 100, Moderate | $425.2M | 7.9% | 1.01% | vs |
| SSB BankBank Pittsburgh, PA | 50 out of 100, Below average | $430.4M | 7.7% | 1.64% | vs |
| First United National BankBank Fryburg, PA | 59 out of 100, Moderate | $385.8M | 8.2% | 0.91% | vs |
| Hometown Bank of PennsylvaniaBank Bedford, PA | 59 out of 100, Moderate | $453.9M | 8.3% | 1.07% | vs |
| United Savings BankBank Philadelphia, PA | 89 out of 100, Very strong | $460.6M | 17.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Fleetwood Bank?
Yes. Fleetwood Bank is an FDIC-insured institution (FDIC certificate #13561). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.4% of deposits ($54.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.77%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.10% (benchmark: 10%).
7 locations
Branches
Fleetwood Bank lists 7 offices in 7 cities. Most locations:
- Blandon, PA (1)
- Fleetwood, PA (1)
- Kutztown, PA (1)
- Lyon Station, PA (1)
- Oley, PA (1)
- Shoemakersville, PA (1)
- Wyomissing, PA (1)
Identity & history
Profile
- Legal name
- Fleetwood Bank
- Former names
- The First National Bank in Fleetwood
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 13561
- RSSD ID
- 551016
- Primary regulator
- FED
- Holding company
- Fleetwood Bank Corp
- Established
- January 1, 1934
- Headquarters
- 2 W Main St, Fleetwood, PA 19522
- Website
- fleetwoodbank.com
- Employees
- 57
Quick answers
Fleetwood Bank: common questions
Is Fleetwood Bank FDIC insured?
Yes. Fleetwood Bank is an FDIC-insured institution (FDIC certificate #13561). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Fleetwood Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Fleetwood Bank ever failed?
There is no failure record for FDIC certificate #13561 in the FDIC failed bank list.
How many branches does Fleetwood Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fleetwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Lehigh County Employees Federal Credit UnionCredit union Allentown, PA | 96 out of 100, Very strong | $33.1M | 15.7% | 0.00% | vs |
| Northampton Area School Dist. Emps Federal Credit UnionCredit union Northampton, PA | 95 out of 100, Very strong | $11.7M | 20.9% | 0.09% | vs |
| Aac Credit UnionCredit union Grand Rapids, MI | 90 out of 100, Very strong | $212.4M | 24.2% | 0.36% | vs |
| Pagoda Federal Credit UnionCredit union Reading, PA | 87 out of 100, Very strong | $32.6M | 12.0% | 0.31% | vs |
| Berylco Employees' Credit UnionCredit union Hamburg, PA | 87 out of 100, Very strong | $1.7M | 61.1% | 0.00% | vs |