TellerScore

Headquartered in Indiana, Pennsylvania, Marion Center Bank is a state-chartered bank with $425.2M in total assets and $385.5M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1905.

Marion Center Bank has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 11% of its 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 91st. Funding & liquidity contributes the most (78/100, 82% loans-to-deposits, 11% uninsured); capital cushion contributes the least (29/100, 7.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion29/100
Tier 1 leverage ratio: 7.91%
Loan quality66/100
Noncurrent loans ÷ total loans: 1.01%
Earnings52/100
Return on assets (annualized): 0.80%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 82.2% · 11.2% uninsured
Problem-loan coverage78/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 10.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (56 → 55).

TellerScore
465257Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202446
Q3 202448
Q4 202453
Q1 202555
Q2 202556
Q3 202553
Q4 202557
Q1 202652
Q2 202655
Tier 1 leverage ratio
5.00%6.45%7.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20246.81%
Q3 20246.92%
Q4 20247.21%
Q1 20257.22%
Q2 20257.27%
Q3 20257.37%
Q4 20257.61%
Q1 20267.79%
Q2 20267.91%
Noncurrent loans
0.62%0.98%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.98%
Q3 20241.00%
Q4 20240.68%
Q1 20250.64%
Q2 20250.62%
Q3 20250.88%
Q4 20250.67%
Q1 20261.35%
Q2 20261.01%
Return on assets
0.17%0.51%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.34%
Q4 20240.43%
Q1 20250.48%
Q2 20250.60%
Q3 20250.53%
Q4 20250.62%
Q1 20260.84%
Q2 20260.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$425.2M7.91%1.01%0.80%82.2%
Q1 202652$421.7M7.79%1.35%0.84%79.9%
Q4 202557$417.4M7.61%0.67%0.62%80.8%
Q3 202553$420.9M7.37%0.88%0.53%80.6%
Q2 202556$424.2M7.27%0.62%0.60%81.2%
Q1 202555$426.9M7.22%0.64%0.48%79.6%
Q4 202453$409.9M7.21%0.68%0.43%82.9%
Q3 202448$415.0M6.92%1.00%0.34%82.2%
Q2 202446$417.3M6.81%0.98%0.17%81.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.91%
2nd
Total risk-based capital13.11%
57th
Problem loans1.01%
27th
Net charge-offs0.13%
17th
Return on assets0.80%
23rd
Net interest margin3.35%
22nd
Efficiency ratio70.2%
30th
Loans to deposits82.2%
45th
Uninsured deposits11.2%
91st
Loan-loss reserves0.95%
21st
Texas ratio10.9%
16th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
SSB BankBank Pittsburgh, PA50 out of 100, Below average$430.4M7.7%1.64%vs
The Bank of LandisburgBank Landisburg, PA80 out of 100, Strong$417.1M17.0%1.61%vs
Fleetwood BankBank Fleetwood, PA63 out of 100, Moderate$415.6M7.8%0.56%vs
Hometown Bank of PennsylvaniaBank Bedford, PA59 out of 100, Moderate$453.9M8.3%1.07%vs
United Savings BankBank Philadelphia, PA89 out of 100, Very strong$460.6M17.4%0.00%vs
First United National BankBank Fryburg, PA59 out of 100, Moderate$385.8M8.2%0.91%vs

Deposit insurance

Is my money safe at Marion Center Bank?

Yes. Marion Center Bank is an FDIC-insured institution (FDIC certificate #7909). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 11.2% of deposits ($43.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.91%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.11% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

Marion Center Bank lists 7 offices in 7 cities. Most locations:

  • Big Run, PA (1)
  • Clymer, PA (1)
  • Dayton, PA (1)
  • Hastings, PA (1)
  • Indiana, PA (1)
  • Marion Center, PA (1)
  • Punxsutawney, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Marion Center Bank
Former names
The Marion Center National Bank
Type
State-chartered bank
FDIC certificate #
7909
RSSD ID
947525
Primary regulator
FDIC
Holding company
Community Bankers Corp
Established
July 6, 1905
Headquarters
1271 Indian Springs Rd, Indiana, PA 15701
Employees
72

Quick answers

Marion Center Bank: common questions

Is Marion Center Bank FDIC insured?

Yes. Marion Center Bank is an FDIC-insured institution (FDIC certificate #7909). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Marion Center Bank's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Marion Center Bank ever failed?

There is no failure record for FDIC certificate #7909 in the FDIC failed bank list.

How many branches does Marion Center Bank have?

7 offices as of the latest FDIC data.

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