TellerScore

Trustmark Bank is a state-chartered bank (fed member) headquartered in Jackson, Mississippi, in business for about 137 years. At the end of Q2 2026 it reported $19.2B in total assets and $16.2B in deposits, with 181 offices across 5 states.

Trustmark Bank has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 35% of its 132 banks with $10 billion – $100 billion. Among 57 banks headquartered in Mississippi, it ranks 46th. Problem-loan coverage contributes the most (86/100, 7.0%); funding & liquidity contributes the least (49/100, 87% loans-to-deposits, 37% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Tier 1 leverage ratio: 10.40%
Loan quality62/100
Noncurrent loans ÷ total loans: 1.14%
Earnings73/100
Return on assets (annualized): 1.33%
Funding & liquidity49/100
Loans ÷ deposits and uninsured-deposit share: 86.7% · 37.0% uninsured
Problem-loan coverage86/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 62).

TellerScore
586163Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202461
Q4 202461
Q1 202561
Q2 202561
Q3 202561
Q4 202560
Q1 202658
Q2 202662
Tier 1 leverage ratio
5.00%7.70%10.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.55%
Q3 20249.90%
Q4 202410.21%
Q1 202510.29%
Q2 202510.29%
Q3 202510.35%
Q4 202510.37%
Q1 202610.35%
Q2 202610.40%
Noncurrent loans
0.81%1.17%1.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.81%
Q3 20241.07%
Q4 20241.17%
Q1 20251.21%
Q2 20251.17%
Q3 20251.21%
Q4 20251.35%
Q1 20261.53%
Q2 20261.14%
Return on assets
1.22%1.28%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.29%
Q3 20241.25%
Q4 20241.26%
Q1 20251.22%
Q2 20251.24%
Q3 20251.25%
Q4 20251.26%
Q1 20261.26%
Q2 20261.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$19.2B10.40%1.14%1.33%86.7%
Q1 202658$19.0B10.35%1.53%1.26%88.3%
Q4 202560$18.9B10.37%1.35%1.26%88.2%
Q3 202561$18.8B10.35%1.21%1.25%86.5%
Q2 202561$18.6B10.29%1.17%1.24%88.8%
Q1 202561$18.3B10.29%1.21%1.22%87.4%
Q4 202461$18.2B10.21%1.17%1.26%86.4%
Q3 202461$18.5B9.90%1.07%1.25%85.9%
Q2 202463$18.5B9.55%0.81%1.29%84.9%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.40%
59th
Total risk-based capital13.55%
35th
Problem loans1.14%
21st
Net charge-offs0.12%
50th
Return on assets1.33%
57th
Net interest margin3.84%
66th
Efficiency ratio63.0%
19th
Loans to deposits86.7%
46th
Uninsured deposits37.0%
55th
Loan-loss reserves1.04%
37th
Texas ratio7.0%
21st

Similar-size banks in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Renasant BankBank Tupelo, MS64 out of 100, Moderate$27.0B10.7%0.96%vs
Hancock Whitney BankBank Gulfport, MS64 out of 100, Moderate$36.3B10.6%0.57%vs

Deposit insurance

Is my money safe at Trustmark Bank?

Yes. Trustmark Bank is an FDIC-insured institution (FDIC certificate #4988). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 37.0% of deposits ($6.0B) are above the $250,000 FDIC insurance limit, close to the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.55% (benchmark: 10%).

Check how much of your own balance is covered

181 locations

Branches

Trustmark Bank lists 163 offices in 98 cities across 5 states. Most locations:

All branch addresses and map

CFPB complaint database

Consumer complaints

Over the last three years, the CFPB forwarded 191 consumer complaints about TRUSTMARK CORPORATION to the company (89 in the last 12 months). 99.5% received a timely response. That is 11.8 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

HMDA 2025

Mortgage lending

In 2025, Trustmark Bank reported 10,733 home-loan applications under HMDA (LEI 01J4SO3XTWZF4PP38209): 8,002 originated ($1,729,250,000 total), 1,421 denied, and 1,061 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Trustmark Bank
Former names
Trustmark National Bank; First National Bank of Jackson; The Jackson State National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
4988
RSSD ID
342634
Primary regulator
FED
Holding company
Trustmark Corp
Established
December 19, 1889
Headquarters
248 E Capitol St, Jackson, MS 39201
Employees
2,583

Quick answers

Trustmark Bank: common questions

Is Trustmark Bank FDIC insured?

Yes. Trustmark Bank is an FDIC-insured institution (FDIC certificate #4988). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Trustmark Bank's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Trustmark Bank ever failed?

There is no failure record for FDIC certificate #4988 in the FDIC failed bank list.

How many branches does Trustmark Bank have?

181 offices as of the latest FDIC data, in 5 states.

Nearby

Highest-scoring banks and credit unions with branches near Jackson

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs