Trustmark Bank is a state-chartered bank (fed member) headquartered in Jackson, Mississippi, in business for about 137 years. At the end of Q2 2026 it reported $19.2B in total assets and $16.2B in deposits, with 181 offices across 5 states.
Trustmark Bank has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 35% of its 132 banks with $10 billion – $100 billion. Among 57 banks headquartered in Mississippi, it ranks 46th. Problem-loan coverage contributes the most (86/100, 7.0%); funding & liquidity contributes the least (49/100, 87% loans-to-deposits, 37% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 62).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 61 |
| Q4 2024 | 61 |
| Q1 2025 | 61 |
| Q2 2025 | 61 |
| Q3 2025 | 61 |
| Q4 2025 | 60 |
| Q1 2026 | 58 |
| Q2 2026 | 62 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.55% |
| Q3 2024 | 9.90% |
| Q4 2024 | 10.21% |
| Q1 2025 | 10.29% |
| Q2 2025 | 10.29% |
| Q3 2025 | 10.35% |
| Q4 2025 | 10.37% |
| Q1 2026 | 10.35% |
| Q2 2026 | 10.40% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 1.07% |
| Q4 2024 | 1.17% |
| Q1 2025 | 1.21% |
| Q2 2025 | 1.17% |
| Q3 2025 | 1.21% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.53% |
| Q2 2026 | 1.14% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.29% |
| Q3 2024 | 1.25% |
| Q4 2024 | 1.26% |
| Q1 2025 | 1.22% |
| Q2 2025 | 1.24% |
| Q3 2025 | 1.25% |
| Q4 2025 | 1.26% |
| Q1 2026 | 1.26% |
| Q2 2026 | 1.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $19.2B | 10.40% | 1.14% | 1.33% | 86.7% |
| Q1 2026 | 58 | $19.0B | 10.35% | 1.53% | 1.26% | 88.3% |
| Q4 2025 | 60 | $18.9B | 10.37% | 1.35% | 1.26% | 88.2% |
| Q3 2025 | 61 | $18.8B | 10.35% | 1.21% | 1.25% | 86.5% |
| Q2 2025 | 61 | $18.6B | 10.29% | 1.17% | 1.24% | 88.8% |
| Q1 2025 | 61 | $18.3B | 10.29% | 1.21% | 1.22% | 87.4% |
| Q4 2024 | 61 | $18.2B | 10.21% | 1.17% | 1.26% | 86.4% |
| Q3 2024 | 61 | $18.5B | 9.90% | 1.07% | 1.25% | 85.9% |
| Q2 2024 | 63 | $18.5B | 9.55% | 0.81% | 1.29% | 84.9% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Renasant BankBank Tupelo, MS | 64 out of 100, Moderate | $27.0B | 10.7% | 0.96% | vs |
| Hancock Whitney BankBank Gulfport, MS | 64 out of 100, Moderate | $36.3B | 10.6% | 0.57% | vs |
Deposit insurance
Is my money safe at Trustmark Bank?
Yes. Trustmark Bank is an FDIC-insured institution (FDIC certificate #4988). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 37.0% of deposits ($6.0B) are above the $250,000 FDIC insurance limit, close to the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.55% (benchmark: 10%).
181 locations
Branches
Trustmark Bank lists 163 offices in 98 cities across 5 states. Most locations:
- Jackson, MS (9)
- Houston, TX (6)
- Hattiesburg, MS (5)
- Mobile, AL (5)
- Memphis, TN (4)
- Birmingham, AL (3)
- Brookhaven, MS (3)
- Columbus, MS (3)
- Flowood, MS (3)
- Madison, MS (3)
- Meridian, MS (3)
- Montgomery, AL (3)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 191 consumer complaints about TRUSTMARK CORPORATION to the company (89 in the last 12 months). 99.5% received a timely response. That is 11.8 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Trustmark Bank reported 10,733 home-loan applications under HMDA (LEI 01J4SO3XTWZF4PP38209): 8,002 originated ($1,729,250,000 total), 1,421 denied, and 1,061 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Trustmark Bank
- Former names
- Trustmark National Bank; First National Bank of Jackson; The Jackson State National Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 4988
- RSSD ID
- 342634
- Primary regulator
- FED
- Holding company
- Trustmark Corp
- Established
- December 19, 1889
- Headquarters
- 248 E Capitol St, Jackson, MS 39201
- Website
- www.trustmark.com
- Employees
- 2,583
Quick answers
Trustmark Bank: common questions
Is Trustmark Bank FDIC insured?
Yes. Trustmark Bank is an FDIC-insured institution (FDIC certificate #4988). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Trustmark Bank's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Trustmark Bank ever failed?
There is no failure record for FDIC certificate #4988 in the FDIC failed bank list.
How many branches does Trustmark Bank have?
181 offices as of the latest FDIC data, in 5 states.
Nearby
Highest-scoring banks and credit unions with branches near Jackson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS | 97 out of 100, Very strong | $29.2M | 18.1% | 0.10% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Merchants and Planters BankBank Raymond, MS | 91 out of 100, Very strong | $199.0M | 18.2% | 0.00% | vs |
| Magnolia Federal Credit UnionCredit union Jackson, MS | 87 out of 100, Very strong | $185.6M | 23.4% | 0.55% | vs |
| Members Exchange Federal Credit UnionCredit union Jackson, MS | 87 out of 100, Very strong | $143.6M | 21.2% | 0.37% | vs |
| Ecm Federal Credit UnionCredit union Ridgeland, MS | 87 out of 100, Very strong | $28.9M | 14.9% | 0.66% | vs |