TellerScore

Logan State Bank (FDIC certificate #4476) is based in Logan, Iowa. Its Q2 2026 call report shows $92.2M in total assets and $83.6M in deposits and 2 offices.

Logan State Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 546 banks with under $100 million in assets. Among 226 banks headquartered in Iowa, it ranks 147th. Problem-loan coverage contributes the most (94/100, 3.1%); capital cushion contributes the least (41/100, 9.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Tier 1 leverage ratio: 9.06%
Loan quality88/100
Noncurrent loans ÷ total loans: 0.35%
Earnings74/100
Return on assets (annualized): 1.35%
Funding & liquidity67/100
Loans ÷ deposits and uninsured-deposit share: 92.9% · 13.3% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.06%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (66 → 69), mostly because the earnings component improved by 4 points.

TellerScore
606569Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202460
Q4 202469
Q1 202568
Q2 202566
Q3 202565
Q4 202569
Q1 202665
Q2 202669
Tier 1 leverage ratio
5.00%7.10%9.21%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.93%
Q3 20249.01%
Q4 20248.96%
Q1 20258.73%
Q2 20258.89%
Q3 20259.09%
Q4 20259.21%
Q1 20269.06%
Q2 20269.06%
Noncurrent loans
0.00%0.43%0.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.54%
Q3 20240.86%
Q4 20240.00%
Q1 20250.02%
Q2 20250.36%
Q3 20250.51%
Q4 20250.22%
Q1 20260.53%
Q2 20260.35%
Return on assets
1.06%1.20%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.17%
Q3 20241.10%
Q4 20241.12%
Q1 20251.06%
Q2 20251.25%
Q3 20251.20%
Q4 20251.26%
Q1 20261.19%
Q2 20261.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$92.2M9.06%0.35%1.35%92.9%
Q1 202665$90.5M9.06%0.53%1.19%95.4%
Q4 202569$86.9M9.21%0.22%1.26%99.3%
Q3 202565$84.2M9.09%0.51%1.20%101.0%
Q2 202566$85.5M8.89%0.36%1.25%97.6%
Q1 202568$84.3M8.73%0.02%1.06%96.1%
Q4 202469$81.2M8.96%0.00%1.12%101.2%
Q3 202460$79.3M9.01%0.86%1.10%100.2%
Q2 202464$77.5M8.93%0.54%1.17%99.5%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.06%
10th
Total risk-based capital13.65%
59th
Problem loans0.35%
51st
Net charge-offs0.00%
58th
Return on assets1.35%
70th
Net interest margin4.09%
60th
Efficiency ratio64.6%
65th
Loans to deposits92.9%
14th
Uninsured deposits13.3%
61st
Loan-loss reserves0.92%
26th
Texas ratio3.1%
44th

Similar-size banks in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Sanborn Savings BankBank Sanborn, IA70 out of 100, Strong$92.7M9.3%0.01%vs
Community Bank of OelweinBank Oelwein, IA86 out of 100, Very strong$95.0M14.1%0.00%vs
The State BankBank Spirit Lake, IA83 out of 100, Strong$88.4M11.7%0.00%vs
The First National Bank of ManningBank Manning, IA91 out of 100, Very strong$87.7M15.0%0.00%vs
First Security State BankBank Evansdale, IA58 out of 100, Moderate$87.3M14.9%3.11%vs
The Watkins Savings BankBank Watkins, IA87 out of 100, Very strong$86.7M14.8%0.00%vs

Deposit insurance

Is my money safe at Logan State Bank?

Yes. Logan State Bank is an FDIC-insured institution (FDIC certificate #4476). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.3% of deposits ($11.1M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.06%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.65% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Logan State Bank lists 2 offices in 2 cities. Most locations:

  • Logan, IA (1)
  • Missouri Valley, IA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Logan State Bank
Former names
The First National Bank of Logan
Type
State-chartered bank (Fed member)
FDIC certificate #
4476
RSSD ID
754246
Primary regulator
FED
Holding company
Logan Bcorp Inc
Established
December 1, 1888
Headquarters
323 E 7th St, Logan, IA 51546
Employees
12

Quick answers

Logan State Bank: common questions

Is Logan State Bank FDIC insured?

Yes. Logan State Bank is an FDIC-insured institution (FDIC certificate #4476). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Logan State Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Logan State Bank ever failed?

There is no failure record for FDIC certificate #4476 in the FDIC failed bank list.

How many branches does Logan State Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Logan

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Federal Credit UnionCredit union Omaha, NE88 out of 100, Very strong$118.0M15.3%1.05%vs
Washington County BankBank Blair, NE83 out of 100, Strong$662.3M12.8%0.34%vs
Midstates Bank, National AssociationBank Council Bluffs, IA79 out of 100, Strong$653.9M11.6%0.29%vs
RVR BankBank Fremont, NE78 out of 100, Strong$570.2M9.8%0.16%vs
Farmers Trust & Savings BankBank Earling, IA77 out of 100, Strong$148.1M9.0%0.00%vs
Community BankBank Dunlap, IA76 out of 100, Strong$138.3M11.0%0.28%vs