TellerScore

Bank of Little Rock is a state-chartered bank (fed member) headquartered in Little Rock, Arkansas, in business for about 99 years. At the end of Q2 2026 it reported $252.9M in total assets and $231.5M in deposits, with 5 offices.

Based on its Q2 2026 filing, Bank of Little Rock scores 56/100, which we describe as moderate. That is higher than only 13% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 68th. Its strongest component is funding & liquidity (100/100; 55% loans-to-deposits, 15% uninsured), and its lowest is earnings (0/100; -1.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Tier 1 leverage ratio: 8.59%
Loan quality83/100
Noncurrent loans ÷ total loans: 0.51%
Earnings0/100
Return on assets (annualized): -1.25%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 55.5% · 14.9% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (55 → 56).

TellerScore
425670Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202447
Q3 202443
Q4 202442
Q1 202547
Q2 202555
Q3 202552
Q4 202554
Q1 202670
Q2 202656
Tier 1 leverage ratio
5.00%7.32%9.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.13%
Q3 20246.95%
Q4 20246.91%
Q1 20257.19%
Q2 20259.64%
Q3 20258.58%
Q4 20259.11%
Q1 20269.33%
Q2 20268.59%
Noncurrent loans
0.51%1.18%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.38%
Q3 20241.77%
Q4 20241.85%
Q1 20251.61%
Q2 20251.66%
Q3 20250.93%
Q4 20250.94%
Q1 20260.54%
Q2 20260.51%
Return on assets
-2.15%-0.59%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.01%
Q3 2024-0.00%
Q4 20240.01%
Q1 20250.20%
Q2 20250.32%
Q3 2025-2.15%
Q4 2025-1.31%
Q1 20260.97%
Q2 2026-1.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$252.9M8.59%0.51%-1.25%55.5%
Q1 202670$265.3M9.33%0.54%0.97%52.6%
Q4 202554$268.6M9.11%0.94%-1.31%52.7%
Q3 202552$270.0M8.58%0.93%-2.15%51.8%
Q2 202555$291.0M9.64%1.66%0.32%53.3%
Q1 202547$306.2M7.19%1.61%0.20%49.2%
Q4 202442$298.2M6.91%1.85%0.01%51.0%
Q3 202443$294.6M6.95%1.77%-0.00%53.4%
Q2 202447$295.6M7.13%1.38%0.01%49.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.59%
7th
Total risk-based capital0.00%
24th
Problem loans0.51%
45th
Net charge-offs6.57%
0th
Return on assets-1.25%
1st
Net interest margin3.99%
53rd
Efficiency ratio74.0%
22nd
Loans to deposits55.5%
87th
Uninsured deposits14.9%
82nd
Loan-loss reserves1.74%
88th
Texas ratio3.0%
48th

Similar-size banks in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Smackover State BankBank Smackover, AR68 out of 100, Moderate$252.4M11.0%0.83%vs
Bodcaw BankBank Stamps, AR60 out of 100, Moderate$247.3M10.9%1.38%vs
Petit Jean State BankBank Morrilton, AR93 out of 100, Very strong$260.0M16.9%0.63%vs
Bank of SalemBank Salem, AR71 out of 100, Strong$261.5M12.4%1.79%vs
FBT Bank & MortgageBank Fordyce, AR72 out of 100, Strong$263.6M10.4%0.69%vs
The First National Bank of Izard CountyBank Calico Rock, AR80 out of 100, Strong$234.8M31.1%2.09%vs

Deposit insurance

Is my money safe at Bank of Little Rock?

Yes. Bank of Little Rock is an FDIC-insured institution (FDIC certificate #91280). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.9% of deposits ($34.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.59%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Bank of Little Rock lists 5 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Little Rock
Former names
Hallmark Loan and Investment Company; Hallmark Loan and Investment Corporation
Type
State-chartered bank (Fed member)
FDIC certificate #
91280
RSSD ID
1397471
Primary regulator
FED
Holding company
Little Rock Bankshares Inc
Established
October 21, 1927
Headquarters
200 N State St, Little Rock, AR 72201
Employees
55

Quick answers

Bank of Little Rock: common questions

Is Bank of Little Rock FDIC insured?

Yes. Bank of Little Rock is an FDIC-insured institution (FDIC certificate #91280). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Little Rock's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Little Rock ever failed?

There is no failure record for FDIC certificate #91280 in the FDIC failed bank list.

How many branches does Bank of Little Rock have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Little Rock

InstitutionScoreAssetsCapitalProblem loansCompare
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Producers Bank & TrustBank Mcgehee, AR90 out of 100, Very strong$213.2M22.1%0.00%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Telcoe Federal Credit UnionCredit union Little Rock, AR89 out of 100, Very strong$503.4M20.2%0.12%vs