TellerScore

Headquartered in New York, New York, Bank of Baroda is an insured branch of a foreign bank with $16.2B in total assets and $9.9B in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1908.

Bank of Baroda has a TellerScore of 42 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 107th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (0/100, 0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Tier 1 leverage ratio: 0.00%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings20/100
Return on assets (annualized): 0.00%
Funding & liquidity56/100
Loans ÷ deposits and uninsured-deposit share: 104.7% · 0.3% uninsured
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (42 → 42).

TellerScore
333842Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202433
Q3 202433
Q4 202442
Q1 202542
Q2 202542
Q3 202542
Q4 202542
Q1 202642
Q2 202642
Tier 1 leverage ratio
0.00%2.50%5.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Noncurrent loans
0.00%0.51%1.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.02%
Q3 20240.94%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202642$16.2B0.00%0.00%0.00%104.7%
Q1 202642$15.8B0.00%0.00%0.00%102.4%
Q4 202542$15.9B0.00%0.00%0.00%100.7%
Q3 202542$14.1B0.00%0.00%0.00%101.1%
Q2 202542$14.6B0.00%0.00%0.00%101.6%
Q1 202542$13.6B0.00%0.00%0.00%99.7%
Q4 202442$12.9B0.00%0.00%0.00%103.4%
Q3 202433$10.5B0.00%0.94%0.00%104.7%
Q2 202433$10.5B0.00%1.02%0.00%99.8%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio0.00%
2nd
Total risk-based capital0.00%
2nd
Problem loans0.00%
98th
Net charge-offs0.00%
90th
Return on assets0.00%
3rd
Net interest margin0.00%
2nd
Efficiency ratio0.0%
98th
Loans to deposits104.7%
8th
Uninsured deposits0.3%
98th
Loan-loss reserves0.00%
3rd
Texas ratio—
—

Similar-size banks in New York

InstitutionScoreAssetsCapitalProblem loansCompare
NBT Bank, National AssociationBank Norwich, NY64 out of 100, Moderate$16.1B9.5%0.55%vs
Safra National Bank of New YorkBank New York, NY66 out of 100, Moderate$15.7B8.6%0.00%vs
Dime Commercial BankBank Hauppauge, NY64 out of 100, Moderate$15.0B10.7%0.64%vs
Popular BankBank New York, NY70 out of 100, Strong$15.0B11.8%0.39%vs
Community Bank, National AssociationBank Canton, NY62 out of 100, Moderate$17.4B7.9%0.50%vs
Israel Discount Bank of New YorkBank New York, NY58 out of 100, Moderate$14.4B11.0%1.18%vs

Deposit insurance

Is my money safe at Bank of Baroda?

Yes. Bank of Baroda is an FDIC-insured institution (FDIC certificate #33681). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 0.3% of deposits ($25.0M) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of Baroda lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Baroda
Type
Insured branch of a foreign bank
FDIC certificate #
33681
RSSD ID
909000
Primary regulator
FDIC
Established
January 1, 1908
Headquarters
1 Park Ave, New York, NY 10016

Quick answers

Bank of Baroda: common questions

Is Bank of Baroda FDIC insured?

Yes. Bank of Baroda is an FDIC-insured institution (FDIC certificate #33681). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Baroda's TellerScore?

42 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Baroda ever failed?

There is no failure record for FDIC certificate #33681 in the FDIC failed bank list.

How many branches does Bank of Baroda have?

1 office as of the latest FDIC data.

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