Wahoo State Bank is a state-chartered bank (fed member) headquartered in Wahoo, Nebraska, in business for about 94 years. At the end of Q2 2026 it reported $116.5M in total assets and $91.7M in deposits, with 2 offices.
Wahoo State Bank has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 106th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (40/100, 9.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the capital cushion component improved by 5 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 60 |
| Q4 2024 | 61 |
| Q1 2025 | 63 |
| Q2 2025 | 63 |
| Q3 2025 | 63 |
| Q4 2025 | 64 |
| Q1 2026 | 66 |
| Q2 2026 | 66 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.61% |
| Q3 2024 | 7.82% |
| Q4 2024 | 7.98% |
| Q1 2025 | 8.31% |
| Q2 2025 | 8.47% |
| Q3 2025 | 8.53% |
| Q4 2025 | 8.79% |
| Q1 2026 | 9.01% |
| Q2 2026 | 9.03% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $116.5M | 9.03% | 0.00% | 0.78% | 89.8% |
| Q1 2026 | 66 | $114.0M | 9.01% | 0.00% | 0.77% | 93.2% |
| Q4 2025 | 64 | $113.9M | 8.79% | 0.00% | 0.71% | 98.5% |
| Q3 2025 | 63 | $115.4M | 8.53% | 0.00% | 0.68% | 96.9% |
| Q2 2025 | 63 | $117.2M | 8.47% | 0.00% | 0.66% | 93.4% |
| Q1 2025 | 63 | $117.1M | 8.31% | 0.00% | 0.65% | 92.9% |
| Q4 2024 | 61 | $116.4M | 7.98% | 0.00% | 0.61% | 94.9% |
| Q3 2024 | 60 | $121.1M | 7.82% | 0.00% | 0.60% | 91.2% |
| Q2 2024 | 60 | $122.7M | 7.61% | 0.00% | 0.59% | 89.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Countryside BankBank Unadilla, NE | 90 out of 100, Very strong | $118.5M | 15.2% | 0.35% | vs |
| Custer Federal State BankBank Broken Bow, NE | 80 out of 100, Strong | $120.7M | 12.0% | 0.00% | vs |
| First Central Bank McCookBank Mccook, NE | 41 out of 100, Below average | $122.8M | 11.3% | 5.80% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Platte Valley BankBank North Bend, NE | 88 out of 100, Very strong | $107.2M | 13.9% | 0.19% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Wahoo State Bank?
Yes. Wahoo State Bank is an FDIC-insured institution (FDIC certificate #1163). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.0% of deposits ($23.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.03%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Wahoo State Bank lists 1 office in 1 city. Most locations:
- Wahoo, NE (1)
Identity & history
Profile
- Legal name
- Wahoo State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 1163
- RSSD ID
- 662350
- Primary regulator
- FED
- Holding company
- Hohl Financial Inc
- Established
- January 2, 1932
- Headquarters
- 164 E 5th St, Wahoo, NE 68066
- Website
- www.wahoostatebank.com
- Employees
- 16
Quick answers
Wahoo State Bank: common questions
Is Wahoo State Bank FDIC insured?
Yes. Wahoo State Bank is an FDIC-insured institution (FDIC certificate #1163). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Wahoo State Bank's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Wahoo State Bank ever failed?
There is no failure record for FDIC certificate #1163 in the FDIC failed bank list.
How many branches does Wahoo State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wahoo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| CerescoBankBank Ceresco, NE | 92 out of 100, Very strong | $81.3M | 13.9% | 0.06% | vs |
| First Northeast Bank of NebraskaBank Lyons, NE | 88 out of 100, Very strong | $472.6M | 13.5% | 0.22% | vs |
| Platte Valley BankBank North Bend, NE | 88 out of 100, Very strong | $107.2M | 13.9% | 0.19% | vs |
| Horizon BankBank Waverly, NE | 87 out of 100, Very strong | $574.3M | 14.0% | 0.46% | vs |
| F&M BankBank West Point, NE | 83 out of 100, Strong | $354.6M | 11.8% | 0.07% | vs |