TellerScore

Headquartered in Blue Bell, Pennsylvania, 3hill Credit Union is a federally insured state-chartered credit union with $50.0M in total assets and $46.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1940.

Based on its Q2 2026 filing, 3hill Credit Union scores 61/100, which we describe as moderate. That is higher than only 23% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 225th. Its strongest component is funding & liquidity (100/100; 57% loans-to-deposits, 4% uninsured), and its lowest is loan quality (29/100; 2.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion70/100
Net worth ratio: 12.03%
Loan quality29/100
Loans 60+ days delinquent ÷ total loans: 2.12%
Earnings46/100
Return on assets (annualized): 0.65%
Funding & liquidity100/100
Loans ÷ shares: 56.7% · 3.5% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (56 → 61), mostly because the earnings component improved by 46 points.

TellerScore
496071Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202453
Q3 202449
Q4 202456
Q1 202569
Q2 202556
Q3 202558
Q4 202556
Q1 202671
Q2 202661
Net worth ratio
7.00%9.80%12.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.60%
Q3 202412.28%
Q4 202412.27%
Q1 202511.83%
Q2 202511.73%
Q3 202512.04%
Q4 202511.65%
Q1 202611.95%
Q2 202612.03%
Delinquent loans (60+ days)
0.17%1.36%2.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.15%
Q3 20242.55%
Q4 20241.76%
Q1 20250.17%
Q2 20251.57%
Q3 20251.45%
Q4 20251.54%
Q1 20261.56%
Q2 20262.12%
Return on assets
-1.03%0.15%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.55%
Q3 2024-0.65%
Q4 2024-0.61%
Q1 2025-0.95%
Q2 2025-1.03%
Q3 2025-0.69%
Q4 2025-0.69%
Q1 20261.33%
Q2 20260.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$50.0M12.03%2.12%0.65%56.7%
Q1 202671$51.2M11.95%1.56%1.33%55.7%
Q4 202556$50.3M11.65%1.54%-0.69%57.8%
Q3 202558$49.5M12.04%1.45%-0.69%52.2%
Q2 202556$50.8M11.73%1.57%-1.03%49.0%
Q1 202569$51.5M11.83%0.17%-0.95%46.2%
Q4 202456$50.7M12.27%1.76%-0.61%45.7%
Q3 202449$51.3M12.28%2.55%-0.65%46.8%
Q2 202453$50.9M12.60%2.15%-0.55%44.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.03%
32nd
Problem loans2.12%
19th
Net charge-offs0.94%
15th
Return on assets0.65%
50th
Loans to deposits56.7%
53rd
Uninsured deposits3.5%
31st
Loan-loss reserves0.00%
37th
Texas ratio9.2%
15th

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Deposit insurance

Is my money safe at 3hill Credit Union?

Yes. 3hill Credit Union is a federally insured credit union (NCUA charter #68297). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.03%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

3hill Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
3hill Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68297
RSSD ID
324078
Primary regulator
State + NCUA
Established
1940
Headquarters
1407 Erbs Mill Road, Blue Bell, PA 19422
Employees
13

Quick answers

3hill Credit Union: common questions

Is 3hill Credit Union NCUA insured?

Yes. 3hill Credit Union is a federally insured credit union (NCUA charter #68297). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is 3hill Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does 3hill Credit Union have?

1 office as of the latest NCUA data.

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