Atlantic Health Employees Federal Credit Union (NCUA charter #21737) is based in Summit, New Jersey. Its Q2 2026 call report shows $27.9M in total assets and $24.7M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, Atlantic Health Employees Federal Credit Union scores 43/100, which we describe as below average. That is higher than only 4% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 121st. Its strongest component is funding & liquidity (100/100; 38% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 4.85%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (48 → 43), mostly because the earnings component weakened by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 56 |
| Q4 2024 | 43 |
| Q1 2025 | 62 |
| Q2 2025 | 48 |
| Q3 2025 | 44 |
| Q4 2025 | 45 |
| Q1 2026 | 46 |
| Q2 2026 | 43 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.70% |
| Q3 2024 | 9.89% |
| Q4 2024 | 9.99% |
| Q1 2025 | 9.92% |
| Q2 2025 | 10.15% |
| Q3 2025 | 10.28% |
| Q4 2025 | 10.94% |
| Q1 2026 | 10.55% |
| Q2 2026 | 10.73% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 1.38% |
| Q4 2024 | 3.74% |
| Q1 2025 | 1.84% |
| Q2 2025 | 3.04% |
| Q3 2025 | 4.19% |
| Q4 2025 | 4.45% |
| Q1 2026 | 3.07% |
| Q2 2026 | 4.85% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.07% |
| Q3 2024 | -0.05% |
| Q4 2024 | 0.29% |
| Q1 2025 | 1.28% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.28% |
| Q2 2026 | -0.04% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 43 | $27.9M | 10.73% | 4.85% | -0.04% | 37.7% |
| Q1 2026 | 46 | $28.6M | 10.55% | 3.07% | 0.28% | 40.1% |
| Q4 2025 | 45 | $27.4M | 10.94% | 4.45% | 0.16% | 44.3% |
| Q3 2025 | 44 | $29.4M | 10.28% | 4.19% | 0.30% | 42.6% |
| Q2 2025 | 48 | $30.1M | 10.15% | 3.04% | 0.68% | 43.7% |
| Q1 2025 | 62 | $30.8M | 9.92% | 1.84% | 1.28% | 43.4% |
| Q4 2024 | 43 | $29.7M | 9.99% | 3.74% | 0.29% | 47.3% |
| Q3 2024 | 56 | $30.0M | 9.89% | 1.38% | -0.05% | 47.7% |
| Q2 2024 | 60 | $29.9M | 9.70% | 0.92% | 0.07% | 48.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| NJ Gateway Federal Credit UnionCredit union Dayton, NJ | 74 out of 100, Strong | $27.7M | 10.0% | 0.01% | vs |
| Harrison Police & Firemen'S Federal Credit UnionCredit union Harrison, NJ | 81 out of 100, Strong | $27.7M | 15.0% | 0.92% | vs |
| Vah Lyons Employees Federal Credit UnionCredit union Lyons, NJ | 72 out of 100, Strong | $26.6M | 17.6% | 1.25% | vs |
| Manville Area Federal Credit UnionCredit union Manville, NJ | 77 out of 100, Strong | $29.8M | 11.9% | 0.00% | vs |
| Community Financial Services Federal Credit UnionCredit union Roselle, NJ | 46 out of 100, Below average | $30.6M | 13.4% | 2.88% | vs |
| First Point Federal Credit UnionCredit union Hamilton, NJ | 52 out of 100, Below average | $25.0M | 7.4% | 0.74% | vs |
Deposit insurance
Is my money safe at Atlantic Health Employees Federal Credit Union?
Yes. Atlantic Health Employees Federal Credit Union is a federally insured credit union (NCUA charter #21737). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.73%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Atlantic Health Employees Federal Credit Union lists 3 offices in 3 cities. Most locations:
- Fairfield, NJ (1)
- Morristown, NJ (1)
- Summit, NJ (1)
Identity & history
Profile
- Legal name
- Atlantic Health Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 21737
- RSSD ID
- 88183
- Primary regulator
- NCUA
- Established
- 1974
- Headquarters
- 99 Beauvoir Avenue, 2nd Floor, Summit, NJ 07901
- Employees
- 6
Quick answers
Atlantic Health Employees Federal Credit Union: common questions
Is Atlantic Health Employees Federal Credit Union NCUA insured?
Yes. Atlantic Health Employees Federal Credit Union is a federally insured credit union (NCUA charter #21737). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Atlantic Health Employees Federal Credit Union's TellerScore?
43 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Atlantic Health Employees Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Summit
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Division 819 Transit Employees Credit UnionCredit union Irvington, NJ | 88 out of 100, Very strong | $16.7M | 17.9% | 1.02% | vs |
| Local 1233 Federal Credit UnionCredit union Newark, NJ | 88 out of 100, Very strong | $14.1M | 17.9% | 0.27% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |