TellerScore

Fasny Federal Credit Union (NCUA charter #24690) is based in Albany, New York. Its Q2 2026 call report shows $17.9M in total assets and $15.8M in member shares and deposits and 2 offices.

Fasny Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 159th. Problem-loan coverage contributes the most (94/100, 2.8%); earnings contributes the least (19/100, -0.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.63%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.49%
Earnings19/100
Return on assets (annualized): -0.01%
Funding & liquidity88/100
Loans ÷ shares: 55.6% · 26.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (80 → 67), mostly because the earnings component weakened by 38 points.

TellerScore
607080Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202477
Q4 202460
Q1 202578
Q2 202580
Q3 202578
Q4 202576
Q1 202667
Q2 202667
Net worth ratio
7.00%9.84%12.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.67%
Q3 202412.07%
Q4 202412.05%
Q1 202511.83%
Q2 202512.07%
Q3 202511.54%
Q4 202512.38%
Q1 202612.06%
Q2 202611.63%
Delinquent loans (60+ days)
0.00%0.91%1.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20240.05%
Q4 20241.82%
Q1 20250.00%
Q2 20250.10%
Q3 20250.00%
Q4 20250.84%
Q1 20260.97%
Q2 20260.49%
Return on assets
-0.01%0.45%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.55%
Q3 20240.47%
Q4 20240.49%
Q1 20250.68%
Q2 20250.91%
Q3 20250.83%
Q4 20250.90%
Q1 20260.20%
Q2 2026-0.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$17.9M11.63%0.49%-0.01%55.6%
Q1 202667$17.4M12.06%0.97%0.20%56.9%
Q4 202576$16.9M12.38%0.84%0.90%57.2%
Q3 202578$17.7M11.54%0.00%0.83%53.5%
Q2 202580$16.7M12.07%0.10%0.91%55.4%
Q1 202578$16.6M11.83%0.00%0.68%54.3%
Q4 202460$16.1M12.05%1.82%0.49%56.0%
Q3 202477$15.8M12.07%0.05%0.47%56.0%
Q2 202480$15.0M12.67%0.13%0.55%60.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.63%
29th
Problem loans0.49%
59th
Net charge-offs1.45%
9th
Return on assets-0.01%
19th
Loans to deposits55.6%
55th
Uninsured deposits26.0%
1st
Loan-loss reserves0.00%
37th
Texas ratio2.8%
44th

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Deposit insurance

Is my money safe at Fasny Federal Credit Union?

Yes. Fasny Federal Credit Union is a federally insured credit union (NCUA charter #24690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 26.0% of shares and deposits ($4.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Fasny Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fasny Federal Credit Union
Type
Federal credit union
NCUA charter #
24690
RSSD ID
3208496
Primary regulator
NCUA
Established
2003
Headquarters
107 Washington Ave, Albany, NY 12210
Employees
3

Quick answers

Fasny Federal Credit Union: common questions

Is Fasny Federal Credit Union NCUA insured?

Yes. Fasny Federal Credit Union is a federally insured credit union (NCUA charter #24690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fasny Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fasny Federal Credit Union have?

2 offices as of the latest NCUA data.

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