TellerScore

Metrex Federal Credit Union (NCUA charter #14172) is based in Kenilworth, New Jersey. Its Q2 2026 call report shows $3.6M in total assets and $2.3M in member shares and deposits and 1 office.

Metrex Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 87th. Capital cushion contributes the most (100/100, 36.21%); loan quality contributes the least (22/100, 2.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 36.21%
Loan quality22/100
Loans 60+ days delinquent ÷ total loans: 2.33%
Earnings52/100
Return on assets (annualized): 0.81%
Funding & liquidity50/100
Loans ÷ shares: 117.2% · 0.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.81%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 14 points (76 → 62), mostly because the loan quality component weakened by 45 points.

TellerScore
627485Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202477
Q4 202485
Q1 202576
Q2 202576
Q3 202581
Q4 202581
Q1 202681
Q2 202662
Net worth ratio
7.00%21.79%36.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202431.87%
Q3 202433.56%
Q4 202434.13%
Q1 202534.21%
Q2 202534.15%
Q3 202535.59%
Q4 202536.57%
Q1 202635.66%
Q2 202636.21%
Delinquent loans (60+ days)
0.00%1.16%2.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.83%
Q4 20240.00%
Q1 20250.63%
Q2 20250.99%
Q3 20250.57%
Q4 20250.56%
Q1 20260.54%
Q2 20262.33%
Return on assets
0.62%0.91%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.71%
Q3 20240.98%
Q4 20241.07%
Q1 20250.62%
Q2 20251.02%
Q3 20251.20%
Q4 20251.16%
Q1 20261.12%
Q2 20260.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$3.6M36.21%2.33%0.81%117.2%
Q1 202681$3.7M35.66%0.54%1.12%121.0%
Q4 202581$3.6M36.57%0.56%1.16%126.8%
Q3 202581$3.6M35.59%0.57%1.20%122.8%
Q2 202576$3.8M34.15%0.99%1.02%119.0%
Q1 202576$3.7M34.21%0.63%0.62%114.9%
Q4 202485$3.7M34.13%0.00%1.07%111.4%
Q3 202477$3.7M33.56%0.83%0.98%106.8%
Q2 202484$3.9M31.87%0.00%0.71%95.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio36.21%
97th
Problem loans2.33%
17th
Net charge-offs0.00%
77th
Return on assets0.81%
58th
Loans to deposits117.2%
1st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio4.8%
30th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Gaf Linden Employees Federal Credit UnionCredit union Parsippany, NJ80 out of 100, Strong$3.9M18.1%0.00%vs
Bayonne City Employees Federal Credit UnionCredit union Bayonne, NJ79 out of 100, Strong$3.9M28.6%0.31%vs
New Community Federal Credit UnionCredit union Newark, NJ81 out of 100, Strong$3.1M13.3%0.00%vs
Maun Federal Credit UnionCredit union Kendall Park, NJ60 out of 100, Moderate$3.0M14.1%1.36%vs
Trenton NJ Firemen Federal Credit UnionCredit union Trenton, NJ85 out of 100, Very strong$4.4M18.2%0.52%vs
N. J. Latvian Federal Credit UnionCredit union Freehold, NJ66 out of 100, Moderate$4.7M16.4%1.76%vs

Deposit insurance

Is my money safe at Metrex Federal Credit Union?

Yes. Metrex Federal Credit Union is a federally insured credit union (NCUA charter #14172). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 36.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Metrex Federal Credit Union lists 1 office in 1 city. Most locations:

  • Kenilworth, NJ (1)

All branch addresses and map

Identity & history

Profile

Legal name
Metrex Federal Credit Union
Type
Federal credit union
NCUA charter #
14172
RSSD ID
463182
Primary regulator
NCUA
Established
1961
Headquarters
P O Box 157, Kenilworth, NJ 07033
Employees
3

Quick answers

Metrex Federal Credit Union: common questions

Is Metrex Federal Credit Union NCUA insured?

Yes. Metrex Federal Credit Union is a federally insured credit union (NCUA charter #14172). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Metrex Federal Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Metrex Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs