TellerScore

Headquartered in Houston, Texas, Texas Lee Federal Credit Union is a federal credit union with $914K in total assets and $784K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1967.

Based on its Q2 2026 filing, Texas Lee Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 72nd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (59/100; 0.98%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.58%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings59/100
Return on assets (annualized): 0.98%
Funding & liquidity88/100
Loans ÷ shares: 72.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (93 → 86), mostly because the earnings component weakened by 41 points.

TellerScore
748697Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202490
Q4 202488
Q1 202591
Q2 202593
Q3 202597
Q4 202591
Q1 202674
Q2 202686
Net worth ratio
7.00%10.47%13.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.43%
Q3 202411.99%
Q4 202411.38%
Q1 202512.28%
Q2 202512.85%
Q3 202513.95%
Q4 202513.10%
Q1 202613.37%
Q2 202613.58%
Delinquent loans (60+ days)
0.00%0.71%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20261.42%
Q2 20260.00%
Return on assets
0.98%2.54%4.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20244.10%
Q3 20243.69%
Q4 20242.17%
Q1 20253.11%
Q2 20253.05%
Q3 20253.27%
Q4 20251.65%
Q1 20261.04%
Q2 20260.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$914K13.58%0.00%0.98%72.4%
Q1 202674$912K13.37%1.42%1.04%63.7%
Q4 202591$913K13.10%0.00%1.65%62.1%
Q3 202597$910K13.95%0.00%3.27%58.6%
Q2 202593$924K12.85%0.00%3.05%59.8%
Q1 202591$909K12.28%0.00%3.11%67.5%
Q4 202488$918K11.38%0.00%2.17%71.7%
Q3 202490$918K11.99%0.00%3.69%70.4%
Q2 202489$902K11.43%0.00%4.10%63.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.58%
44th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.98%
67th
Loans to deposits72.4%
29th
Uninsured deposits0.0%
81st
Loan-loss reserves0.04%
73rd
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Texas Lee Federal Credit Union?

Yes. Texas Lee Federal Credit Union is a federally insured credit union (NCUA charter #18218). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Texas Lee Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Texas Lee Federal Credit Union
Type
Federal credit union
NCUA charter #
18218
RSSD ID
570482
Primary regulator
NCUA
Established
1967
Headquarters
6918 Corporate Dr # STEA5, Houston, TX 77036

Quick answers

Texas Lee Federal Credit Union: common questions

Is Texas Lee Federal Credit Union NCUA insured?

Yes. Texas Lee Federal Credit Union is a federally insured credit union (NCUA charter #18218). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Texas Lee Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Texas Lee Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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