TellerScore

Clairton Works Federal Credit Union (NCUA charter #1646) is based in Clairton, Pennsylvania. Its Q2 2026 call report shows $11.8M in total assets and $10.0M in member shares and deposits and 2 offices.

Clairton Works Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 56th. Capital cushion contributes the most (100/100, 15.24%); earnings contributes the least (35/100, 0.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.24%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.06%
Earnings35/100
Return on assets (annualized): 0.37%
Funding & liquidity100/100
Loans ÷ shares: 37.4% · 1.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (82 → 87), mostly because the capital cushion component improved by 11 points.

TellerScore
768695Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202483
Q4 202487
Q1 202588
Q2 202582
Q3 202576
Q4 202582
Q1 202695
Q2 202687
Net worth ratio
7.00%11.12%15.24%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.19%
Q3 202414.33%
Q4 202414.57%
Q1 202514.13%
Q2 202513.88%
Q3 202513.39%
Q4 202513.73%
Q1 202615.11%
Q2 202615.24%
Delinquent loans (60+ days)
0.00%0.22%0.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.04%
Q3 20250.45%
Q4 20250.03%
Q1 20260.00%
Q2 20260.06%
Return on assets
-0.22%0.55%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.22%
Q3 20240.10%
Q4 20240.50%
Q1 20250.82%
Q2 20250.21%
Q3 20250.12%
Q4 20250.32%
Q1 20261.33%
Q2 20260.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$11.8M15.24%0.06%0.37%37.4%
Q1 202695$12.1M15.11%0.00%1.33%39.5%
Q4 202582$13.0M13.73%0.03%0.32%40.4%
Q3 202576$13.2M13.39%0.45%0.12%41.8%
Q2 202582$12.7M13.88%0.04%0.21%43.6%
Q1 202588$12.6M14.13%0.00%0.82%41.3%
Q4 202487$12.0M14.57%0.00%0.50%40.8%
Q3 202483$11.9M14.33%0.00%0.10%43.0%
Q2 202480$11.9M14.19%0.00%-0.22%44.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.24%
56th
Problem loans0.06%
83rd
Net charge-offs0.17%
51st
Return on assets0.37%
35th
Loans to deposits37.4%
82nd
Uninsured deposits1.6%
48th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
83rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA76 out of 100, Strong$11.9M10.3%0.04%vs
Pennsylvania-American Water Federal Credit UnionCredit union Bethel Park, PA72 out of 100, Strong$12.0M12.8%0.40%vs
Northampton Area School Dist. Emps Federal Credit UnionCredit union Northampton, PA95 out of 100, Very strong$11.7M20.9%0.09%vs
Dertown School Federal Credit UnionCredit union Latrobe, PA84 out of 100, Strong$12.3M30.4%0.00%vs
Bradford Area Federal Credit UnionCredit union Bradford, PA78 out of 100, Strong$11.4M13.7%0.30%vs
Wabellco Federal Credit UnionCredit union Washington, PA74 out of 100, Strong$12.3M9.5%0.00%vs

Deposit insurance

Is my money safe at Clairton Works Federal Credit Union?

Yes. Clairton Works Federal Credit Union is a federally insured credit union (NCUA charter #1646). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.6% of shares and deposits ($164K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Clairton Works Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Clairton Works Federal Credit Union
Type
Federal credit union
NCUA charter #
1646
RSSD ID
422871
Primary regulator
NCUA
Established
1936
Headquarters
600 State St Unit 3, Clairton, PA 15025
Employees
3

Quick answers

Clairton Works Federal Credit Union: common questions

Is Clairton Works Federal Credit Union NCUA insured?

Yes. Clairton Works Federal Credit Union is a federally insured credit union (NCUA charter #1646). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Clairton Works Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Clairton Works Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs
Firstenergy Choice Federal Credit UnionCredit union Greensburg, PA93 out of 100, Very strong$51.6M21.3%0.19%vs