TellerScore

Wabellco Federal Credit Union (NCUA charter #10047) is based in Washington, Pennsylvania. Its Q2 2026 call report shows $12.3M in total assets and $11.2M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Wabellco Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 149th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (45/100; 9.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.54%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings51/100
Return on assets (annualized): 0.77%
Funding & liquidity100/100
Loans ÷ shares: 28.3% · 1.4% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (64 → 74), mostly because the earnings component improved by 32 points.

TellerScore
506274Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202461
Q4 202450
Q1 202561
Q2 202564
Q3 202570
Q4 202569
Q1 202670
Q2 202674
Net worth ratio
7.00%8.27%9.54%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.30%
Q3 20248.75%
Q4 20248.78%
Q1 20258.78%
Q2 20258.83%
Q3 20259.52%
Q4 20259.39%
Q1 20269.23%
Q2 20269.54%
Delinquent loans (60+ days)
0.00%0.62%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20241.25%
Q1 20250.00%
Q2 20250.19%
Q3 20250.19%
Q4 20250.20%
Q1 20260.22%
Q2 20260.00%
Return on assets
-0.54%0.11%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.52%
Q3 2024-0.54%
Q4 2024-0.52%
Q1 2025-0.52%
Q2 2025-0.03%
Q3 20250.46%
Q4 20250.48%
Q1 20260.60%
Q2 20260.77%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$12.3M9.54%0.00%0.77%28.3%
Q1 202670$12.4M9.23%0.22%0.60%29.0%
Q4 202569$12.0M9.39%0.20%0.48%33.4%
Q3 202570$11.8M9.52%0.19%0.46%35.4%
Q2 202564$12.3M8.83%0.19%-0.03%34.4%
Q1 202561$12.2M8.78%0.00%-0.52%35.6%
Q4 202450$12.3M8.78%1.25%-0.52%37.7%
Q3 202461$12.6M8.75%0.00%-0.54%38.0%
Q2 202460$13.5M8.30%0.00%-0.52%35.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.54%
13th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.77%
56th
Loans to deposits28.3%
90th
Uninsured deposits1.4%
51st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Dertown School Federal Credit UnionCredit union Latrobe, PA84 out of 100, Strong$12.3M30.4%0.00%vs
Pennsylvania-American Water Federal Credit UnionCredit union Bethel Park, PA72 out of 100, Strong$12.0M12.8%0.40%vs
Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA76 out of 100, Strong$11.9M10.3%0.04%vs
Clairton Works Federal Credit UnionCredit union Clairton, PA87 out of 100, Very strong$11.8M15.2%0.06%vs
Northampton Area School Dist. Emps Federal Credit UnionCredit union Northampton, PA95 out of 100, Very strong$11.7M20.9%0.09%vs
Scranton Downtown Federal Credit UnionCredit union Scranton, PA64 out of 100, Moderate$13.2M11.7%1.41%vs

Deposit insurance

Is my money safe at Wabellco Federal Credit Union?

Yes. Wabellco Federal Credit Union is a federally insured credit union (NCUA charter #10047). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.4% of shares and deposits ($152K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.54%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Wabellco Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Wabellco Federal Credit Union
Type
Federal credit union
NCUA charter #
10047
RSSD ID
8686
Primary regulator
NCUA
Established
1955
Headquarters
1277 Park Ave, Washington, PA 15301
Employees
5

Quick answers

Wabellco Federal Credit Union: common questions

Is Wabellco Federal Credit Union NCUA insured?

Yes. Wabellco Federal Credit Union is a federally insured credit union (NCUA charter #10047). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wabellco Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wabellco Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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