TellerScore

Devils Slide Federal Credit Union is a federal credit union headquartered in Morgan, Utah, in business for about 62 years. At the end of Q2 2026 it reported $20.9M in total assets and $18.2M in member shares and deposits, with 1 office.

Devils Slide Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 35th. Problem-loan coverage contributes the most (95/100, 2.7%); earnings contributes the least (10/100, -0.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Net worth ratio: 12.74%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.48%
Earnings10/100
Return on assets (annualized): -0.25%
Funding & liquidity79/100
Loans ÷ shares: 81.5% · 13.5% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.67%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (77 → 67), mostly because the earnings component weakened by 54 points.

TellerScore
557288Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202487
Q3 202487
Q4 202488
Q1 202578
Q2 202577
Q3 202583
Q4 202555
Q1 202664
Q2 202667
Net worth ratio
7.00%10.25%13.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.94%
Q3 202412.89%
Q4 202413.19%
Q1 202513.50%
Q2 202512.74%
Q3 202513.03%
Q4 202513.13%
Q1 202612.90%
Q2 202612.74%
Delinquent loans (60+ days)
0.00%1.09%2.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.11%
Q4 20240.00%
Q1 20250.45%
Q2 20250.54%
Q3 20250.10%
Q4 20252.17%
Q1 20260.68%
Q2 20260.48%
Return on assets
-1.36%0.13%1.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.63%
Q3 20241.63%
Q4 20241.56%
Q1 20250.84%
Q2 20251.10%
Q3 20251.15%
Q4 20250.11%
Q1 2026-1.36%
Q2 2026-0.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$20.9M12.74%0.48%-0.25%81.5%
Q1 202664$21.2M12.90%0.68%-1.36%79.4%
Q4 202555$20.5M13.13%2.17%0.11%81.6%
Q3 202583$21.0M13.03%0.10%1.15%80.4%
Q2 202577$20.9M12.74%0.54%1.10%78.9%
Q1 202578$19.3M13.50%0.45%0.84%84.1%
Q4 202488$19.3M13.19%0.00%1.56%81.7%
Q3 202487$19.3M12.89%0.11%1.63%80.7%
Q2 202487$18.5M12.94%0.00%1.63%84.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.74%
37th
Problem loans0.48%
59th
Net charge-offs0.97%
14th
Return on assets-0.25%
14th
Loans to deposits81.5%
18th
Uninsured deposits13.5%
4th
Loan-loss reserves0.00%
37th
Texas ratio2.7%
45th

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
P & S Credit UnionCredit union Salt Lake City, UT80 out of 100, Strong$24.9M12.1%0.02%vs
Varex Federal Credit UnionCredit union Salt Lake City, UT85 out of 100, Very strong$16.5M19.1%0.07%vs
Ridgeline Federal Credit UnionCredit union Salt Lake City, UT56 out of 100, Moderate$27.6M9.2%0.91%vs
New Heights Federal Credit UnionCredit union Logan, UT75 out of 100, Strong$27.7M14.9%0.93%vs
San Juan Credit UnionCredit union Blanding, UT62 out of 100, Moderate$29.9M13.9%2.31%vs
C U P Federal Credit UnionCredit union Provo, UT70 out of 100, Strong$10.3M11.1%0.00%vs

Deposit insurance

Is my money safe at Devils Slide Federal Credit Union?

Yes. Devils Slide Federal Credit Union is a federally insured credit union (NCUA charter #16264). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.5% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.74%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Devils Slide Federal Credit Union lists 1 office in 1 city. Most locations:

  • Morgan, UT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Devils Slide Federal Credit Union
Type
Federal credit union
NCUA charter #
16264
RSSD ID
710783
Primary regulator
NCUA
Established
1964
Headquarters
PO Box 588, Morgan, UT 84050
Employees
4

Quick answers

Devils Slide Federal Credit Union: common questions

Is Devils Slide Federal Credit Union NCUA insured?

Yes. Devils Slide Federal Credit Union is a federally insured credit union (NCUA charter #16264). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Devils Slide Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Devils Slide Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Morgan

InstitutionScoreAssetsCapitalProblem loansCompare
Flexpak Federal Credit UnionCredit union Woods Cross, UT87 out of 100, Very strong$1.9M19.9%0.00%vs
Utah Power Credit UnionCredit union Murray, UT87 out of 100, Very strong$1.1B13.7%0.27%vs
Varex Federal Credit UnionCredit union Salt Lake City, UT85 out of 100, Very strong$16.5M19.1%0.07%vs
The Pitney Bowes Bank, Inc.Bank Salt Lake City, UT84 out of 100, Strong$796.3M12.4%0.44%vs
Sonoma Federal Credit UnionCredit union Santa Rosa, CA83 out of 100, Strong$80.0M13.5%0.63%vs
Snake River Federal Credit UnionCredit union Twin Falls, ID82 out of 100, Strong$12.0M15.4%0.15%vs