TellerScore

Headquartered in Burns Harbor, Indiana, Allegius Federal Credit Union is a federal credit union with $176.9M in total assets and $155.6M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1966.

Based on its Q2 2026 filing, Allegius Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 48% of 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Indiana, it ranks 75th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 6% uninsured), and its lowest is earnings (32/100; 0.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion92/100
Net worth ratio: 14.22%
Loan quality46/100
Loans 60+ days delinquent ÷ total loans: 1.63%
Earnings32/100
Return on assets (annualized): 0.31%
Funding & liquidity100/100
Loans ÷ shares: 53.2% · 5.8% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (62 → 69), mostly because the earnings component improved by 14 points.

TellerScore
526271Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202471
Q4 202470
Q1 202552
Q2 202562
Q3 202563
Q4 202567
Q1 202665
Q2 202669
Net worth ratio
7.00%10.61%14.22%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.76%
Q3 202412.90%
Q4 202413.50%
Q1 202512.87%
Q2 202513.42%
Q3 202513.64%
Q4 202514.16%
Q1 202613.89%
Q2 202614.22%
Delinquent loans (60+ days)
1.06%1.69%2.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.06%
Q3 20241.15%
Q4 20241.53%
Q1 20252.32%
Q2 20251.87%
Q3 20252.02%
Q4 20252.16%
Q1 20261.85%
Q2 20261.63%
Return on assets
-0.68%-0.02%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.33%
Q3 20240.48%
Q4 20240.65%
Q1 2025-0.68%
Q2 2025-0.06%
Q3 20250.28%
Q4 20250.61%
Q1 20260.13%
Q2 20260.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$176.9M14.22%1.63%0.31%53.2%
Q1 202665$179.5M13.89%1.85%0.13%55.0%
Q4 202567$175.6M14.16%2.16%0.61%59.1%
Q3 202563$177.8M13.64%2.02%0.28%60.6%
Q2 202562$177.5M13.42%1.87%-0.06%55.7%
Q1 202552$183.1M12.87%2.32%-0.68%55.8%
Q4 202470$176.8M13.50%1.53%0.65%59.7%
Q3 202471$181.1M12.90%1.15%0.48%62.0%
Q2 202470$180.5M12.76%1.06%0.33%64.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.22%
80th
Problem loans1.63%
11th
Net charge-offs1.67%
3rd
Return on assets0.31%
18th
Loans to deposits53.2%
87th
Uninsured deposits5.8%
50th
Loan-loss reserves0.00%
50th
Texas ratio6.6%
27th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Diamond Valley Federal Credit UnionCredit union Evansville, IN78 out of 100, Strong$178.8M12.9%0.72%vs
Regional Federal Credit UnionCredit union Winfield, IN68 out of 100, Moderate$180.1M13.6%1.07%vs
First Trust Credit UnionCredit union Michigan City, IN63 out of 100, Moderate$191.6M13.4%3.08%vs
Natco Credit UnionCredit union Richmond, IN80 out of 100, Strong$153.7M17.3%1.18%vs
Financial Builders Federal Credit UnionCredit union Kokomo, IN75 out of 100, Strong$151.5M12.5%0.85%vs
Summit Choice Federal Credit UnionCredit union Fort Wayne, IN72 out of 100, Strong$206.6M12.6%0.66%vs

Deposit insurance

Is my money safe at Allegius Federal Credit Union?

Yes. Allegius Federal Credit Union is a federally insured credit union (NCUA charter #17389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.8% of shares and deposits ($9.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Allegius Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Visa Credit Card9.95% – 17.95%$0$151.0%

All Allegius Federal Credit Union card terms

Identity & history

Profile

Legal name
Allegius Federal Credit Union
Type
Federal credit union
NCUA charter #
17389
RSSD ID
279280
Primary regulator
NCUA
Established
1966
Headquarters
244 Allegius Dr, Burns Harbor, IN 46304
Employees
37

Quick answers

Allegius Federal Credit Union: common questions

Is Allegius Federal Credit Union NCUA insured?

Yes. Allegius Federal Credit Union is a federally insured credit union (NCUA charter #17389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allegius Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allegius Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Burns Harbor

InstitutionScoreAssetsCapitalProblem loansCompare
First State Bank of PorterBank Porter, IN90 out of 100, Very strong$162.3M16.8%0.00%vs
Generations Federal Credit UnionCredit union LA Porte, IN88 out of 100, Very strong$12.2M14.4%0.59%vs
First Savings Bank of HegewischBank Chicago, IL84 out of 100, Strong$787.0M14.9%0.06%vs
Gary Police Department Employees Federal Credit UnionCredit union Gary, IN80 out of 100, Strong$1.2M41.4%0.00%vs
Gesb Sheet Metal Workers Federal Credit UnionCredit union Portage, IN77 out of 100, Strong$11.8M11.1%0.00%vs
U S #1364 Federal Credit UnionCredit union Merrillville, IN76 out of 100, Strong$222.4M13.6%1.12%vs