Headquartered in Aurora, Illinois, Fox Valley Credit Union is a federally insured state-chartered credit union with $45.5M in total assets and $38.5M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1937.
Fox Valley Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 67th. Capital cushion contributes the most (100/100, 15.81%); earnings contributes the least (19/100, -0.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 24 points (56 → 80), mostly because the loan quality component improved by 87 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 58 |
| Q4 2024 | 58 |
| Q1 2025 | 64 |
| Q2 2025 | 56 |
| Q3 2025 | 64 |
| Q4 2025 | 57 |
| Q1 2026 | 64 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.69% |
| Q3 2024 | 15.86% |
| Q4 2024 | 15.62% |
| Q1 2025 | 15.24% |
| Q2 2025 | 15.57% |
| Q3 2025 | 15.80% |
| Q4 2025 | 15.68% |
| Q1 2026 | 15.33% |
| Q2 2026 | 15.81% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 3.95% |
| Q4 2024 | 3.40% |
| Q1 2025 | 2.16% |
| Q2 2025 | 2.99% |
| Q3 2025 | 2.14% |
| Q4 2025 | 3.57% |
| Q1 2026 | 1.90% |
| Q2 2026 | 0.40% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.14% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.07% |
| Q1 2025 | -0.12% |
| Q2 2025 | -0.25% |
| Q3 2025 | -0.12% |
| Q4 2025 | -0.08% |
| Q1 2026 | -0.41% |
| Q2 2026 | -0.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $45.5M | 15.81% | 0.40% | -0.02% | 39.0% |
| Q1 2026 | 64 | $46.6M | 15.33% | 1.90% | -0.41% | 38.5% |
| Q4 2025 | 57 | $45.9M | 15.68% | 3.57% | -0.08% | 40.7% |
| Q3 2025 | 64 | $45.6M | 15.80% | 2.14% | -0.12% | 42.1% |
| Q2 2025 | 56 | $46.2M | 15.57% | 2.99% | -0.25% | 42.2% |
| Q1 2025 | 64 | $47.5M | 15.24% | 2.16% | -0.12% | 42.1% |
| Q4 2024 | 58 | $46.4M | 15.62% | 3.40% | 0.07% | 44.8% |
| Q3 2024 | 58 | $45.9M | 15.86% | 3.95% | 0.16% | 46.4% |
| Q2 2024 | 72 | $46.2M | 15.69% | 1.48% | 0.14% | 47.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bloomington Municipal Credit UnionCredit union Bloomington, IL | 87 out of 100, Very strong | $45.7M | 13.5% | 0.10% | vs |
| Streator Community Credit UnionCredit union Streator, IL | 80 out of 100, Strong | $42.3M | 11.0% | 0.43% | vs |
| Northwest Municipal Federal Credit UnionCredit union Des Plaines, IL | 86 out of 100, Very strong | $41.4M | 13.7% | 0.09% | vs |
| Planites Credit UnionCredit union Chicago, IL | 69 out of 100, Moderate | $39.8M | 11.3% | 0.85% | vs |
| Blackhawk Area Credit UnionCredit union Savanna, IL | 79 out of 100, Strong | $39.1M | 13.4% | 0.13% | vs |
| Maroon Financial Credit UnionCredit union Chicago, IL | 77 out of 100, Strong | $51.9M | 13.9% | 0.54% | vs |
Deposit insurance
Is my money safe at Fox Valley Credit Union?
Yes. Fox Valley Credit Union is a federally insured credit union (NCUA charter #63286). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.1% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Fox Valley Credit Union lists 2 offices in 2 cities. Most locations:
- Aurora, IL (1)
- Oswego, IL (1)
Identity & history
Profile
- Legal name
- Fox Valley Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63286
- RSSD ID
- 200499
- Primary regulator
- State + NCUA
- Established
- 1937
- Headquarters
- 575 N. Broadway, Aurora, IL 60505
- Employees
- 11
Quick answers
Fox Valley Credit Union: common questions
Is Fox Valley Credit Union NCUA insured?
Yes. Fox Valley Credit Union is a federally insured credit union (NCUA charter #63286). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fox Valley Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fox Valley Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Aurora
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Aurora Policemen Credit UnionCredit union Aurora, IL | 95 out of 100, Very strong | $26.3M | 15.3% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Aurora Firefighters' Credit UnionCredit union Aurora, IL | 93 out of 100, Very strong | $2.7M | 16.1% | 0.00% | vs |
| First Eagle BankBank Chicago, IL | 91 out of 100, Very strong | $649.6M | 21.3% | 0.10% | vs |
| Earthmover Credit UnionCredit union Aurora, IL | 87 out of 100, Very strong | $471.7M | 19.3% | 0.75% | vs |
| Molex Employees Federal Credit UnionCredit union Lisle, IL | 84 out of 100, Strong | $6.5M | 18.4% | 0.47% | vs |