Gary Firefighters Association Federal Credit Union (NCUA charter #169) is based in Gary, Indiana. Its Q2 2026 call report shows $1.6M in total assets and $900K in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Gary Firefighters Association Federal Credit Union scores 54/100, which we describe as below average. That is higher than only 13% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 110th. Its strongest component is capital cushion (100/100; 44.22%), and its lowest is earnings (0/100; -4.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (54 → 54).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 58 |
| Q4 2024 | 56 |
| Q1 2025 | 54 |
| Q2 2025 | 54 |
| Q3 2025 | 54 |
| Q4 2025 | 54 |
| Q1 2026 | 54 |
| Q2 2026 | 54 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 40.25% |
| Q3 2024 | 41.92% |
| Q4 2024 | 42.21% |
| Q1 2025 | 43.38% |
| Q2 2025 | 43.37% |
| Q3 2025 | 42.67% |
| Q4 2025 | 44.28% |
| Q1 2026 | 43.86% |
| Q2 2026 | 44.22% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.93% |
| Q3 2024 | 8.60% |
| Q4 2024 | 8.00% |
| Q1 2025 | 8.89% |
| Q2 2025 | 7.49% |
| Q3 2025 | 6.33% |
| Q4 2025 | 11.04% |
| Q1 2026 | 11.10% |
| Q2 2026 | 10.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.56% |
| Q3 2024 | -0.01% |
| Q4 2024 | -0.22% |
| Q1 2025 | -1.51% |
| Q2 2025 | -1.49% |
| Q3 2025 | -0.96% |
| Q4 2025 | -0.62% |
| Q1 2026 | -4.38% |
| Q2 2026 | -4.55% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $1.6M | 44.22% | 10.30% | -4.55% | 53.4% |
| Q1 2026 | 54 | $1.6M | 43.86% | 11.10% | -4.38% | 51.9% |
| Q4 2025 | 54 | $1.6M | 44.28% | 11.04% | -0.62% | 56.0% |
| Q3 2025 | 54 | $1.7M | 42.67% | 6.33% | -0.96% | 53.3% |
| Q2 2025 | 54 | $1.6M | 43.37% | 7.49% | -1.49% | 53.0% |
| Q1 2025 | 54 | $1.6M | 43.38% | 8.89% | -1.51% | 54.9% |
| Q4 2024 | 56 | $1.7M | 42.21% | 8.00% | -0.22% | 53.9% |
| Q3 2024 | 58 | $1.7M | 41.92% | 8.60% | -0.01% | 54.9% |
| Q2 2024 | 54 | $1.8M | 40.25% | 5.93% | -0.56% | 50.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Public Service Edwardspt Pl E Federal Credit UnionCredit union Linton, IN | 84 out of 100, Strong | $1.7M | 14.5% | 0.23% | vs |
| Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN | 98 out of 100, Very strong | $1.4M | 38.3% | 0.00% | vs |
| Urban Beginnings Choice Federal Credit UnionCredit union Fort Wayne, IN | 56 out of 100, Moderate | $1.8M | 9.8% | 3.89% | vs |
| Hammond Firefighters Assn. Credit UnionCredit union Hammond, IN | 76 out of 100, Strong | $1.3M | 28.9% | 1.41% | vs |
| Hobart Ind School Employees Federal Credit UnionCredit union Hobart, IN | 25 out of 100, Low | $1.3M | -34.8% | 40.21% | vs |
| Gary Police Department Employees Federal Credit UnionCredit union Gary, IN | 80 out of 100, Strong | $1.2M | 41.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Gary Firefighters Association Federal Credit Union?
Yes. Gary Firefighters Association Federal Credit Union is a federally insured credit union (NCUA charter #169). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 44.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Gary Firefighters Association Federal Credit Union lists 2 offices in 1 city. Most locations:
- Gary, IN (2)
Identity & history
Profile
- Legal name
- Gary Firefighters Association Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 169
- RSSD ID
- 900874
- Primary regulator
- NCUA
- Established
- 1935
- Headquarters
- 200 E 5th Ave, Gary, IN 46402
- Employees
- 3
Quick answers
Gary Firefighters Association Federal Credit Union: common questions
Is Gary Firefighters Association Federal Credit Union NCUA insured?
Yes. Gary Firefighters Association Federal Credit Union is a federally insured credit union (NCUA charter #169). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Gary Firefighters Association Federal Credit Union's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Gary Firefighters Association Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Gary
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $4.2M | 16.5% | 0.00% | vs |
| Policemen'S Federal Credit UnionCredit union South Bend, IN | 92 out of 100, Very strong | $95.5M | 16.4% | 0.29% | vs |