TellerScore

Hobart Ind School Employees Federal Credit Union (NCUA charter #8255) is based in Hobart, Indiana. Its Q2 2026 call report shows $1.3M in total assets and $1.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Hobart Ind School Employees Federal Credit Union scores 25/100, which we describe as low. That is higher than only 1% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 121st. Its strongest component is funding & liquidity (100/100; 54% loans-to-deposits, 0% uninsured), and its lowest is earnings (0/100; -90.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Net worth ratio: -34.84%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 40.21%
Earnings0/100
Return on assets (annualized): -90.06%
Funding & liquidity100/100
Loans ÷ shares: 54.3% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): -84.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (27 → 25), mostly because the problem-loan coverage component improved by 100 points.

TellerScore
254565Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202444
Q3 202454
Q4 202465
Q1 202561
Q2 202527
Q3 202554
Q4 202565
Q1 202661
Q2 202625
Net worth ratio
-34.84%-11.62%11.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.94%
Q3 202411.61%
Q4 202411.16%
Q1 202510.55%
Q2 20259.29%
Q3 202511.61%
Q4 202511.16%
Q1 202610.55%
Q2 2026-34.84%
Delinquent loans (60+ days)
0.87%20.54%40.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.14%
Q3 20242.42%
Q4 20240.87%
Q1 20251.06%
Q2 202510.39%
Q3 20252.42%
Q4 20250.87%
Q1 20261.06%
Q2 202640.21%
Return on assets
-90.06%-44.77%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.53%
Q4 20240.25%
Q1 20250.14%
Q2 2025-4.29%
Q3 20250.53%
Q4 20250.25%
Q1 20260.14%
Q2 2026-90.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202625$1.3M-34.84%40.21%-90.06%54.3%
Q1 202661$2.3M10.55%1.06%0.14%69.1%
Q4 202565$2.2M11.16%0.87%0.25%69.5%
Q3 202554$2.2M11.61%2.42%0.53%71.1%
Q2 202527$2.2M9.29%10.39%-4.29%63.8%
Q1 202561$2.3M10.55%1.06%0.14%69.1%
Q4 202465$2.2M11.16%0.87%0.25%69.5%
Q3 202454$2.2M11.61%2.42%0.53%71.1%
Q2 202444$2.3M10.94%3.14%0.28%72.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio-34.84%
0th
Problem loans40.21%
0th
Net charge-offs0.00%
77th
Return on assets-90.06%
0th
Loans to deposits54.3%
56th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio-84.1%
100th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Gary Police Department Employees Federal Credit UnionCredit union Gary, IN80 out of 100, Strong$1.2M41.4%0.00%vs
Hammond Firefighters Assn. Credit UnionCredit union Hammond, IN76 out of 100, Strong$1.3M28.9%1.41%vs
Concora Wabash Federal Credit UnionCredit union Wabash, IN82 out of 100, Strong$1.2M21.9%0.00%vs
Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN98 out of 100, Very strong$1.4M38.3%0.00%vs
Gary Firefighters Association Federal Credit UnionCredit union Gary, IN54 out of 100, Below average$1.6M44.2%10.30%vs
Public Service Edwardspt Pl E Federal Credit UnionCredit union Linton, IN84 out of 100, Strong$1.7M14.5%0.23%vs

Deposit insurance

Is my money safe at Hobart Ind School Employees Federal Credit Union?

Yes. Hobart Ind School Employees Federal Credit Union is a federally insured credit union (NCUA charter #8255). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is -34.84%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Hobart Ind School Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hobart Ind School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
8255
RSSD ID
519481
Primary regulator
NCUA
Established
1952
Headquarters
2211 E 10th St, Hobart, IN 46342
Employees
2

Quick answers

Hobart Ind School Employees Federal Credit Union: common questions

Is Hobart Ind School Employees Federal Credit Union NCUA insured?

Yes. Hobart Ind School Employees Federal Credit Union is a federally insured credit union (NCUA charter #8255). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hobart Ind School Employees Federal Credit Union's TellerScore?

25 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hobart Ind School Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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