TellerScore

The Bank of Bennington is a savings bank headquartered in Bennington, Vermont, in business for about 109 years. At the end of Q2 2026 it reported $661.9M in total assets and $494.3M in deposits, with 5 offices.

The Bank of Bennington has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 12 banks headquartered in Vermont, it ranks 4th. Problem-loan coverage contributes the most (95/100, 2.7%); earnings contributes the least (54/100, 0.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.43%
Loan quality87/100
Noncurrent loans ÷ total loans: 0.40%
Earnings54/100
Return on assets (annualized): 0.86%
Funding & liquidity58/100
Loans ÷ deposits and uninsured-deposit share: 102.7% · 12.0% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.65%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 70).

TellerScore
697071Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202470
Q4 202469
Q1 202571
Q2 202569
Q3 202569
Q4 202571
Q1 202671
Q2 202670
Tier 1 leverage ratio
5.00%8.39%11.79%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.61%
Q3 202411.79%
Q4 202411.28%
Q1 202511.36%
Q2 202511.13%
Q3 202511.09%
Q4 202511.19%
Q1 202611.40%
Q2 202611.43%
Noncurrent loans
0.27%0.34%0.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.40%
Q3 20240.41%
Q4 20240.35%
Q1 20250.34%
Q2 20250.37%
Q3 20250.40%
Q4 20250.33%
Q1 20260.27%
Q2 20260.40%
Return on assets
0.54%0.71%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.54%
Q3 20240.62%
Q4 20240.66%
Q1 20250.78%
Q2 20250.75%
Q3 20250.77%
Q4 20250.89%
Q1 20260.83%
Q2 20260.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$661.9M11.43%0.40%0.86%102.7%
Q1 202671$650.1M11.40%0.27%0.83%100.6%
Q4 202571$637.0M11.19%0.33%0.89%99.6%
Q3 202569$634.4M11.09%0.40%0.77%99.2%
Q2 202569$621.4M11.13%0.37%0.75%99.2%
Q1 202571$609.0M11.36%0.34%0.78%96.8%
Q4 202469$593.8M11.28%0.35%0.66%96.8%
Q3 202470$583.7M11.79%0.41%0.62%92.9%
Q2 202469$564.8M11.61%0.40%0.54%92.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.43%
57th
Total risk-based capital20.02%
87th
Problem loans0.40%
51st
Net charge-offs0.03%
33rd
Return on assets0.86%
27th
Net interest margin3.10%
13th
Efficiency ratio66.6%
37th
Loans to deposits102.7%
7th
Uninsured deposits12.0%
90th
Loan-loss reserves1.07%
35th
Texas ratio2.7%
50th

Similar-size banks in Vermont

InstitutionScoreAssetsCapitalProblem loansCompare
The National Bank of MiddleburyBank Middlebury, VT74 out of 100, Strong$553.5M9.9%0.15%vs
Peoples Trust Company of St. AlbansBank Saint Albans, VT74 out of 100, Strong$395.4M11.8%0.41%vs
Passumpsic Savings BankBank Saint Johnsbury, VT76 out of 100, Strong$934.5M13.1%0.71%vs
Business Bank, TheBank S Burlington, VT66 out of 100, Moderate$352.2M12.4%0.09%vs
The Brattleboro Savings and Loan AssociationBank Brattleboro, VT65 out of 100, Moderate$296.4M10.3%0.72%vs
Wells River Savings BankBank Wells River, VT67 out of 100, Moderate$266.9M10.8%0.63%vs

Deposit insurance

Is my money safe at The Bank of Bennington?

Yes. The Bank of Bennington is an FDIC-insured institution (FDIC certificate #30350). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.0% of deposits ($59.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.02% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

The Bank of Bennington lists 5 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Bank of Bennington
Former names
Bennington Co-operative Savings and Loan Association Incorporated
Type
Savings bank
FDIC certificate #
30350
RSSD ID
133579
Primary regulator
OCC
Holding company
Community Financial Mhc
Established
January 1, 1917
Headquarters
155 North St, Bennington, VT 05201
Employees
61

Quick answers

The Bank of Bennington: common questions

Is The Bank of Bennington FDIC insured?

Yes. The Bank of Bennington is an FDIC-insured institution (FDIC certificate #30350). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Bank of Bennington's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Bank of Bennington ever failed?

There is no failure record for FDIC certificate #30350 in the FDIC failed bank list.

How many branches does The Bank of Bennington have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Bennington

InstitutionScoreAssetsCapitalProblem loansCompare
Eastrise Federal Credit UnionCredit union Williston, VT73 out of 100, Strong$3.2B12.3%0.60%vs
MountainOne BankBank North Adams, MA73 out of 100, Strong$1.1B14.7%1.06%vs
Heritage Family Federal Credit UnionCredit union Rutland, VT71 out of 100, Strong$869.8M12.1%0.86%vs
Greylock Federal Credit UnionCredit union Pittsfield, MA67 out of 100, Moderate$1.8B12.8%1.35%vs
Arrow Bank National AssociationBank Glens Falls, NY66 out of 100, Moderate$4.5B9.3%0.24%vs
The Brattleboro Savings and Loan AssociationBank Brattleboro, VT65 out of 100, Moderate$296.4M10.3%0.72%vs