TellerScore

Headquartered in Great Neck, New York, Great Neck School Employees Federal Credit Union is a federal credit union with $2.7M in total assets and $1.9M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1945.

Great Neck School Employees Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 154th. Capital cushion contributes the most (100/100, 26.18%); earnings contributes the least (0/100, -1.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.18%
Loan quality67/100
Loans 60+ days delinquent ÷ total loans: 0.99%
Earnings0/100
Return on assets (annualized): -1.16%
Funding & liquidity78/100
Loans ÷ shares: 81.9% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (79 → 68), mostly because the loan quality component weakened by 33 points.

TellerScore
687480Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202473
Q4 202475
Q1 202580
Q2 202579
Q3 202580
Q4 202580
Q1 202678
Q2 202668
Net worth ratio
7.00%20.74%34.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202434.48%
Q3 202425.56%
Q4 202424.38%
Q1 202523.38%
Q2 202524.17%
Q3 202525.79%
Q4 202524.34%
Q1 202623.82%
Q2 202626.18%
Delinquent loans (60+ days)
0.00%0.49%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.69%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.99%
Return on assets
-14.51%-7.21%0.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.03%
Q3 2024-14.51%
Q4 2024-10.29%
Q1 2025-0.07%
Q2 2025-0.10%
Q3 20250.09%
Q4 2025-0.08%
Q1 2026-0.95%
Q2 2026-1.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$2.7M26.18%0.99%-1.16%81.9%
Q1 202678$3.0M23.82%0.00%-0.95%73.6%
Q4 202580$3.0M24.34%0.00%-0.08%85.0%
Q3 202580$2.8M25.79%0.00%0.09%95.6%
Q2 202579$3.0M24.17%0.00%-0.10%86.3%
Q1 202580$3.1M23.38%0.00%-0.07%81.8%
Q4 202475$3.0M24.38%0.00%-10.29%90.8%
Q3 202473$2.8M25.56%0.00%-14.51%104.7%
Q2 202472$3.0M34.48%0.69%0.03%102.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.18%
90th
Problem loans0.99%
40th
Net charge-offs-0.10%
94th
Return on assets-1.16%
6th
Loans to deposits81.9%
17th
Uninsured deposits0.0%
81st
Loan-loss reserves2.62%
92nd
Texas ratio2.0%
52nd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Long Beach Teachers Federal Credit UnionCredit union Long Beach, NY86 out of 100, Very strong$2.8M24.1%0.00%vs
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Medical Employees of Staten Island Federal Credit UnionCredit union Staten Island, NY68 out of 100, Moderate$2.5M9.6%0.18%vs
Upstate Milk Employees Federal Credit UnionCredit union Lancaster, NY57 out of 100, Moderate$2.5M9.6%0.74%vs
Urban Upbound Federal Credit UnionCredit union Long Island CIT, NY53 out of 100, Below average$2.2M9.8%1.44%vs
Co-Operative Federal Credit UnionCredit union Woodridge, NY72 out of 100, Strong$3.3M23.2%1.08%vs

Deposit insurance

Is my money safe at Great Neck School Employees Federal Credit Union?

Yes. Great Neck School Employees Federal Credit Union is a federally insured credit union (NCUA charter #5163). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.18%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Great Neck School Employees Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Great Neck School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
5163
RSSD ID
842077
Primary regulator
NCUA
Established
1945
Headquarters
345 Lakeville Rd, Great Neck, NY 11020
Employees
1

Quick answers

Great Neck School Employees Federal Credit Union: common questions

Is Great Neck School Employees Federal Credit Union NCUA insured?

Yes. Great Neck School Employees Federal Credit Union is a federally insured credit union (NCUA charter #5163). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Great Neck School Employees Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Great Neck School Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Great Neck

InstitutionScoreAssetsCapitalProblem loansCompare
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B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
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Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs