TellerScore

Headquartered in Long Beach, New York, Long Beach Teachers Federal Credit Union is a federal credit union with $2.8M in total assets and $2.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.

Based on its Q2 2026 filing, Long Beach Teachers Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 47th. Its strongest component is capital cushion (100/100; 24.12%), and its lowest is earnings (32/100; 0.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.12%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings32/100
Return on assets (annualized): 0.31%
Funding & liquidity100/100
Loans ÷ shares: 32.3% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (84 → 86), mostly because the earnings component improved by 14 points.

TellerScore
687990Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202468
Q4 202471
Q1 202585
Q2 202584
Q3 202586
Q4 202585
Q1 202690
Q2 202686
Net worth ratio
7.00%16.21%25.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.00%
Q3 202423.00%
Q4 202422.49%
Q1 202522.59%
Q2 202522.96%
Q3 202525.43%
Q4 202524.91%
Q1 202624.11%
Q2 202624.12%
Delinquent loans (60+ days)
0.00%1.51%3.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.65%
Q3 20243.02%
Q4 20242.43%
Q1 20251.10%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.04%0.67%1.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.82%
Q3 20241.27%
Q4 20241.02%
Q1 20251.38%
Q2 2025-0.04%
Q3 20250.20%
Q4 20250.16%
Q1 20260.79%
Q2 20260.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$2.8M24.12%0.00%0.31%32.3%
Q1 202690$2.8M24.11%0.00%0.79%35.2%
Q4 202585$2.7M24.91%0.00%0.16%41.4%
Q3 202586$2.6M25.43%0.00%0.20%46.8%
Q2 202584$2.9M22.96%0.00%-0.04%40.0%
Q1 202585$3.0M22.59%1.10%1.38%41.5%
Q4 202471$2.9M22.49%2.43%1.02%44.5%
Q3 202468$2.9M23.00%3.02%1.27%46.8%
Q2 202468$3.1M21.00%2.65%0.82%38.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.12%
87th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.31%
32nd
Loans to deposits32.3%
87th
Uninsured deposits0.0%
81st
Loan-loss reserves3.63%
94th
Texas ratio0.0%
93rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Great Neck School Employees Federal Credit UnionCredit union Great Neck, NY68 out of 100, Moderate$2.7M26.2%0.99%vs
I R E B Federal Credit UnionCredit union Brooklyn, NY61 out of 100, Moderate$2.6M19.2%8.08%vs
Medical Employees of Staten Island Federal Credit UnionCredit union Staten Island, NY68 out of 100, Moderate$2.5M9.6%0.18%vs
Upstate Milk Employees Federal Credit UnionCredit union Lancaster, NY57 out of 100, Moderate$2.5M9.6%0.74%vs
Co-Operative Federal Credit UnionCredit union Woodridge, NY72 out of 100, Strong$3.3M23.2%1.08%vs
Urban Upbound Federal Credit UnionCredit union Long Island CIT, NY53 out of 100, Below average$2.2M9.8%1.44%vs

Deposit insurance

Is my money safe at Long Beach Teachers Federal Credit Union?

Yes. Long Beach Teachers Federal Credit Union is a federally insured credit union (NCUA charter #3256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Long Beach Teachers Federal Credit Union lists 1 office in 1 city. Most locations:

  • Lido Beach, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Long Beach Teachers Federal Credit Union
Type
Federal credit union
NCUA charter #
3256
RSSD ID
558471
Primary regulator
NCUA
Established
1939
Headquarters
322 Lagoon Drive West, Long Beach, NY 11561
Employees
3

Quick answers

Long Beach Teachers Federal Credit Union: common questions

Is Long Beach Teachers Federal Credit Union NCUA insured?

Yes. Long Beach Teachers Federal Credit Union is a federally insured credit union (NCUA charter #3256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Long Beach Teachers Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Long Beach Teachers Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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