TellerScore

Headquartered in Brooklyn, New York, I R E B Federal Credit Union is a federal credit union with $2.6M in total assets and $2.1M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1955.

I R E B Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 23% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 201st. Capital cushion contributes the most (100/100, 19.17%); loan quality contributes the least (0/100, 8.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.17%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 8.08%
Earnings32/100
Return on assets (annualized): 0.29%
Funding & liquidity100/100
Loans ÷ shares: 13.5% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 19 points (80 → 61), mostly because the loan quality component weakened by 100 points.

TellerScore
617690Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202469
Q4 202483
Q1 202590
Q2 202580
Q3 202580
Q4 202568
Q1 202661
Q2 202661
Net worth ratio
7.00%13.09%19.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.76%
Q3 202417.72%
Q4 202417.91%
Q1 202518.04%
Q2 202517.93%
Q3 202517.70%
Q4 202518.28%
Q1 202618.80%
Q2 202619.17%
Delinquent loans (60+ days)
0.00%4.04%8.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.77%
Q3 20241.29%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20251.93%
Q1 20267.79%
Q2 20268.08%
Return on assets
-0.66%0.01%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.66%
Q3 2024-0.46%
Q4 2024-0.16%
Q1 20250.69%
Q2 2025-0.45%
Q3 2025-0.44%
Q4 20250.06%
Q1 20260.36%
Q2 20260.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$2.6M19.17%8.08%0.29%13.5%
Q1 202661$2.6M18.80%7.79%0.36%14.0%
Q4 202568$2.7M18.28%1.93%0.06%15.1%
Q3 202580$2.7M17.70%0.00%-0.44%14.6%
Q2 202580$2.7M17.93%0.00%-0.45%16.3%
Q1 202590$2.7M18.04%0.00%0.69%17.8%
Q4 202483$2.7M17.91%0.00%-0.16%17.5%
Q3 202469$2.7M17.72%1.29%-0.46%18.9%
Q2 202473$2.7M17.76%0.77%-0.66%19.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.17%
74th
Problem loans8.08%
3rd
Net charge-offs0.00%
77th
Return on assets0.29%
31st
Loans to deposits13.5%
97th
Uninsured deposits0.0%
81st
Loan-loss reserves7.11%
97th
Texas ratio4.4%
33rd

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Deposit insurance

Is my money safe at I R E B Federal Credit Union?

Yes. I R E B Federal Credit Union is a federally insured credit union (NCUA charter #9952). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.17%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

I R E B Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
I R E B Federal Credit Union
Type
Federal credit union
NCUA charter #
9952
RSSD ID
36081
Primary regulator
NCUA
Established
1955
Headquarters
2 Metrotech Ctr Fl 7, Brooklyn, NY 11201
Employees
5

Quick answers

I R E B Federal Credit Union: common questions

Is I R E B Federal Credit Union NCUA insured?

Yes. I R E B Federal Credit Union is a federally insured credit union (NCUA charter #9952). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is I R E B Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does I R E B Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs