Headquartered in Greeneville, Tennessee, Hurd Employees Credit Union is a federally insured state-chartered credit union with $4.3M in total assets and $2.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1968.
Hurd Employees Credit Union has a TellerScore of 46 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 119th. Capital cushion contributes the most (100/100, 36.06%); earnings contributes the least (0/100, -0.78%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (50 → 46), mostly because the loan quality component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 70 |
| Q4 2024 | 80 |
| Q1 2025 | 70 |
| Q2 2025 | 50 |
| Q3 2025 | 52 |
| Q4 2025 | 70 |
| Q1 2026 | 48 |
| Q2 2026 | 46 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 33.16% |
| Q3 2024 | 34.53% |
| Q4 2024 | 34.97% |
| Q1 2025 | 34.34% |
| Q2 2025 | 33.43% |
| Q3 2025 | 33.46% |
| Q4 2025 | 37.17% |
| Q1 2026 | 34.11% |
| Q2 2026 | 36.06% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.40% |
| Q4 2024 | 1.36% |
| Q1 2025 | 0.36% |
| Q2 2025 | 2.72% |
| Q3 2025 | 2.51% |
| Q4 2025 | 0.82% |
| Q1 2026 | 4.00% |
| Q2 2026 | 3.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.63% |
| Q3 2024 | -0.68% |
| Q4 2024 | 1.77% |
| Q1 2025 | -1.19% |
| Q2 2025 | -1.13% |
| Q3 2025 | -0.93% |
| Q4 2025 | 0.13% |
| Q1 2026 | -2.23% |
| Q2 2026 | -0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 46 | $4.3M | 36.06% | 3.55% | -0.78% | 110.8% |
| Q1 2026 | 48 | $4.5M | 34.11% | 4.00% | -2.23% | 98.0% |
| Q4 2025 | 70 | $4.2M | 37.17% | 0.82% | 0.13% | 111.1% |
| Q3 2025 | 52 | $4.6M | 33.46% | 2.51% | -0.93% | 100.3% |
| Q2 2025 | 50 | $4.6M | 33.43% | 2.72% | -1.13% | 101.9% |
| Q1 2025 | 70 | $4.5M | 34.34% | 0.36% | -1.19% | 103.7% |
| Q4 2024 | 80 | $4.5M | 34.97% | 1.36% | 1.77% | 103.8% |
| Q3 2024 | 70 | $4.6M | 34.53% | 0.40% | -0.68% | 104.5% |
| Q2 2024 | 90 | $4.7M | 33.16% | 0.44% | 2.63% | 100.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| P.I.A.S. Credit UnionCredit union Brentwood, TN | 87 out of 100, Very strong | $4.2M | 17.4% | 0.00% | vs |
| Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN | 94 out of 100, Very strong | $4.5M | 18.9% | 0.00% | vs |
| Delta Refining Co Emp Federal Credit UnionCredit union Memphis, TN | 80 out of 100, Strong | $4.6M | 21.4% | 0.00% | vs |
| B. M. H. Federal Credit UnionCredit union Cleveland, TN | 79 out of 100, Strong | $3.7M | 21.2% | 0.94% | vs |
| Smart Choice Credit UnionCredit union Cleveland, TN | 54 out of 100, Below average | $3.4M | 9.4% | 1.03% | vs |
| TVA Mid-South Federal Credit UnionCredit union Memphis, TN | 85 out of 100, Very strong | $3.2M | 17.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Hurd Employees Credit Union?
Yes. Hurd Employees Credit Union is a federally insured credit union (NCUA charter #68144). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 36.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Hurd Employees Credit Union lists 2 offices in 1 city. Most locations:
- Greeneville, TN (2)
Identity & history
Profile
- Legal name
- Hurd Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68144
- RSSD ID
- 329792
- Primary regulator
- State + NCUA
- Established
- 1968
- Headquarters
- 200 W Church St, Greeneville, TN 37745
- Employees
- 2
Quick answers
Hurd Employees Credit Union: common questions
Is Hurd Employees Credit Union NCUA insured?
Yes. Hurd Employees Credit Union is a federally insured credit union (NCUA charter #68144). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Hurd Employees Credit Union's TellerScore?
46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Hurd Employees Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Greeneville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Kingsport Press Credit UnionCredit union Kingsport, TN | 92 out of 100, Very strong | $95.6M | 16.4% | 0.40% | vs |
| Eastman Credit UnionCredit union Kingsport, TN | 91 out of 100, Very strong | $10.2B | 14.9% | 0.31% | vs |
| Greeneville City Employees' Credit UnionCredit union Greeneville, TN | 90 out of 100, Very strong | $13.9M | 29.5% | 0.32% | vs |
| Greeneville Works Empls. Sav. Assn. Credit UnionCredit union Greeneville, TN | 86 out of 100, Very strong | $1.8M | 52.1% | 0.00% | vs |
| Clinchfield Federal Credit UnionCredit union Erwin, TN | 83 out of 100, Strong | $140.3M | 12.5% | 0.25% | vs |