Nebraska Rural Community Federal Credit Union (NCUA charter #24695) is based in Morrill, Nebraska. Its Q2 2026 call report shows $3.7M in total assets and $3.3M in member shares and deposits and 3 offices across 2 states.
Based on its Q2 2026 filing, Nebraska Rural Community Federal Credit Union scores 34/100, which we describe as low. That is higher than only 2% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 49th. Its strongest component is funding & liquidity (73/100; 87% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 4.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 20 points (54 → 34), mostly because the loan quality component weakened by 47 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 32 |
| Q3 2024 | 36 |
| Q4 2024 | 37 |
| Q1 2025 | 56 |
| Q2 2025 | 54 |
| Q3 2025 | 48 |
| Q4 2025 | 33 |
| Q1 2026 | 51 |
| Q2 2026 | 34 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.08% |
| Q3 2024 | 10.86% |
| Q4 2024 | 10.33% |
| Q1 2025 | 9.90% |
| Q2 2025 | 10.13% |
| Q3 2025 | 10.66% |
| Q4 2025 | 10.42% |
| Q1 2026 | 10.02% |
| Q2 2026 | 10.03% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 7.12% |
| Q3 2024 | 6.19% |
| Q4 2024 | 4.20% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.58% |
| Q3 2025 | 2.19% |
| Q4 2025 | 4.31% |
| Q1 2026 | 1.16% |
| Q2 2026 | 4.28% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.38% |
| Q3 2024 | -0.08% |
| Q4 2024 | -0.06% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.34% |
| Q3 2025 | 0.25% |
| Q4 2025 | -0.23% |
| Q1 2026 | -0.29% |
| Q2 2026 | 0.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 34 | $3.7M | 10.03% | 4.28% | 0.00% | 87.0% |
| Q1 2026 | 51 | $3.6M | 10.02% | 1.16% | -0.29% | 87.5% |
| Q4 2025 | 33 | $3.5M | 10.42% | 4.31% | -0.23% | 88.2% |
| Q3 2025 | 48 | $3.6M | 10.66% | 2.19% | 0.25% | 87.1% |
| Q2 2025 | 54 | $3.8M | 10.13% | 1.58% | 0.34% | 78.1% |
| Q1 2025 | 56 | $3.8M | 9.90% | 1.08% | 0.06% | 75.4% |
| Q4 2024 | 37 | $3.7M | 10.33% | 4.20% | -0.06% | 77.8% |
| Q3 2024 | 36 | $3.5M | 10.86% | 6.19% | -0.08% | 81.3% |
| Q2 2024 | 32 | $3.4M | 11.08% | 7.12% | -0.38% | 86.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Roberts Dairy Employees Federal Credit UnionCredit union Omaha, NE | 71 out of 100, Strong | $3.7M | 43.7% | 0.17% | vs |
| Local 265 Ibew Federal Credit UnionCredit union Lincoln, NE | 54 out of 100, Below average | $4.9M | 9.1% | 1.76% | vs |
| Pioneer Community Federal Credit UnionCredit union Palisade, NE | 77 out of 100, Strong | $5.1M | 16.0% | 1.25% | vs |
| Eddyville CooperativeCredit union Eddyville, NE | 90 out of 100, Very strong | $2.2M | 18.3% | 0.00% | vs |
| Sugar Valley Federal Credit UnionCredit union Scottsbluff, NE | 50 out of 100, Below average | $6.2M | 23.4% | 5.67% | vs |
| Meadow Grove Federal Credit UnionCredit union Meadow Grove, NE | 76 out of 100, Strong | $6.3M | 15.4% | 2.10% | vs |
Deposit insurance
Is my money safe at Nebraska Rural Community Federal Credit Union?
Yes. Nebraska Rural Community Federal Credit Union is a federally insured credit union (NCUA charter #24695). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.03%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Nebraska Rural Community Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:
- Gering, NE (1)
- Morrill, NE (1)
- Mount Pleasant, WI (1)
Identity & history
Profile
- Legal name
- Nebraska Rural Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24695
- RSSD ID
- 3198542
- Primary regulator
- NCUA
- Established
- 2003
- Headquarters
- PO Box 747, Morrill, NE 69358
- Employees
- 1
Quick answers
Nebraska Rural Community Federal Credit Union: common questions
Is Nebraska Rural Community Federal Credit Union NCUA insured?
Yes. Nebraska Rural Community Federal Credit Union is a federally insured credit union (NCUA charter #24695). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Nebraska Rural Community Federal Credit Union's TellerScore?
34 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Nebraska Rural Community Federal Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Morrill
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pinnacle Bank - WyomingBank Cody, WY | 77 out of 100, Strong | $1.3B | 10.7% | 0.26% | vs |
| Riverstone BankBank Eagle, NE | 76 out of 100, Strong | $593.4M | 9.7% | 0.05% | vs |
| Points West Community BankBank Windsor, CO | 75 out of 100, Strong | $877.6M | 9.2% | 0.06% | vs |
| Platte Valley BankBank Torrington, WY | 73 out of 100, Strong | $809.2M | 9.7% | 0.40% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |