TellerScore

New Jersey Community Federal Credit Union (NCUA charter #9555) is based in Moorestown, New Jersey. Its Q2 2026 call report shows $8.8M in total assets and $8.0M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, New Jersey Community Federal Credit Union scores 55/100, which we describe as moderate. That is higher than only 15% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 98th. Its strongest component is funding & liquidity (100/100; 29% loans-to-deposits, 0% uninsured), and its lowest is loan quality (30/100; 2.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Net worth ratio: 10.15%
Loan quality30/100
Loans 60+ days delinquent ÷ total loans: 2.11%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity100/100
Loans ÷ shares: 28.5% · 0.1% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.33%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (60 → 55), mostly because the earnings component weakened by 20 points.

TellerScore
445668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202461
Q4 202468
Q1 202559
Q2 202560
Q3 202558
Q4 202555
Q1 202644
Q2 202655
Net worth ratio
7.00%8.57%10.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.53%
Q3 20249.12%
Q4 20249.37%
Q1 20259.33%
Q2 20259.47%
Q3 20259.79%
Q4 20259.98%
Q1 202610.04%
Q2 202610.15%
Delinquent loans (60+ days)
0.35%1.98%3.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.35%
Q3 20241.24%
Q4 20240.69%
Q1 20251.99%
Q2 20251.77%
Q3 20252.02%
Q4 20252.31%
Q1 20263.60%
Q2 20262.11%
Return on assets
0.19%0.71%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.71%
Q3 20240.75%
Q4 20240.86%
Q1 20251.23%
Q2 20250.99%
Q3 20250.95%
Q4 20250.79%
Q1 20260.19%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$8.8M10.15%2.11%0.47%28.5%
Q1 202644$8.7M10.04%3.60%0.19%29.3%
Q4 202555$8.8M9.98%2.31%0.79%30.1%
Q3 202558$8.9M9.79%2.02%0.95%30.6%
Q2 202560$9.0M9.47%1.77%0.99%29.8%
Q1 202559$8.9M9.33%1.99%1.23%30.9%
Q4 202468$8.6M9.37%0.69%0.86%33.6%
Q3 202461$8.5M9.12%1.24%0.75%37.4%
Q2 202467$8.9M8.53%0.35%0.71%38.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.15%
18th
Problem loans2.11%
19th
Net charge-offs1.89%
6th
Return on assets0.47%
40th
Loans to deposits28.5%
90th
Uninsured deposits0.1%
62nd
Loan-loss reserves0.49%
78th
Texas ratio5.3%
28th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Hmc (Nj) Federal Credit UnionCredit union Flemington, NJ75 out of 100, Strong$8.9M11.3%0.00%vs
Bayonne School Employees Federal Credit UnionCredit union Bayonne, NJ72 out of 100, Strong$9.4M10.9%1.05%vs
Jersey City Police Federal Credit UnionCredit union Jersey City, NJ85 out of 100, Very strong$8.0M28.0%1.75%vs
East Orange Firemens Federal Credit UnionCredit union Bloomfield, NJ64 out of 100, Moderate$9.9M26.3%8.37%vs
Bloomfield Fire and Police Federal Credit UnionCredit union Bloomfield, NJ67 out of 100, Moderate$10.0M14.9%2.50%vs
P.S.E. & G. Nuclear Employees Federal Credit UnionCredit union Hancocks Bridge, NJ72 out of 100, Strong$10.0M12.9%0.24%vs

Deposit insurance

Is my money safe at New Jersey Community Federal Credit Union?

Yes. New Jersey Community Federal Credit Union is a federally insured credit union (NCUA charter #9555). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($8K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.15%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

New Jersey Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Jersey Community Federal Credit Union
Type
Federal credit union
NCUA charter #
9555
RSSD ID
80785
Primary regulator
NCUA
Established
1954
Headquarters
Po Box 680, Moorestown, NJ 08057

Quick answers

New Jersey Community Federal Credit Union: common questions

Is New Jersey Community Federal Credit Union NCUA insured?

Yes. New Jersey Community Federal Credit Union is a federally insured credit union (NCUA charter #9555). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Jersey Community Federal Credit Union's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Jersey Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA100 out of 100, Very strong$4.1M15.4%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA94 out of 100, Very strong$71.6M25.3%0.69%vs
The Philadelphia Trust CompanyBank Philadelphia, PA93 out of 100, Very strong$27.7M71.8%0.00%vs
Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA93 out of 100, Very strong$30K30.3%0.00%vs