TellerScore

Headquartered in New York, New York, New York University Federal Credit Union is a federal credit union with $77.7M in total assets and $62.5M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1982.

New York University Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 79th. Capital cushion contributes the most (100/100, 18.59%); earnings contributes the least (57/100, 0.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.59%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.02%
Earnings57/100
Return on assets (annualized): 0.93%
Funding & liquidity76/100
Loans ÷ shares: 84.0% · 1.7% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (87 → 79), mostly because the earnings component weakened by 43 points.

TellerScore
778490Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202486
Q4 202487
Q1 202590
Q2 202587
Q3 202587
Q4 202585
Q1 202677
Q2 202679
Net worth ratio
7.00%13.16%19.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.79%
Q3 202417.43%
Q4 202417.92%
Q1 202517.97%
Q2 202518.79%
Q3 202519.03%
Q4 202519.32%
Q1 202618.76%
Q2 202618.59%
Delinquent loans (60+ days)
0.39%0.77%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.48%
Q3 20240.74%
Q4 20240.45%
Q1 20250.39%
Q2 20250.95%
Q3 20250.94%
Q4 20250.96%
Q1 20261.14%
Q2 20261.02%
Return on assets
0.86%1.57%2.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.15%
Q3 20241.29%
Q4 20241.27%
Q1 20251.61%
Q2 20252.28%
Q3 20251.92%
Q4 20251.78%
Q1 20260.86%
Q2 20260.93%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$77.7M18.59%1.02%0.93%84.0%
Q1 202677$75.9M18.76%1.14%0.86%84.4%
Q4 202585$72.8M19.32%0.96%1.78%89.0%
Q3 202587$72.8M19.03%0.94%1.92%86.6%
Q2 202587$72.1M18.79%0.95%2.28%85.8%
Q1 202590$73.1M17.97%0.39%1.61%82.5%
Q4 202487$71.4M17.92%0.45%1.27%80.2%
Q3 202486$72.5M17.43%0.74%1.29%74.7%
Q2 202488$73.6M16.79%0.48%1.15%68.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.59%
72nd
Problem loans1.02%
38th
Net charge-offs0.81%
18th
Return on assets0.93%
65th
Loans to deposits84.0%
15th
Uninsured deposits1.7%
47th
Loan-loss reserves0.00%
37th
Texas ratio3.7%
37th

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Deposit insurance

Is my money safe at New York University Federal Credit Union?

Yes. New York University Federal Credit Union is a federally insured credit union (NCUA charter #23958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.59%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

New York University Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, New York University Federal Credit Union reported 42 home-loan applications under HMDA (LEI 254900PFOL1KDTRYWV11): 30 originated ($12,460,000 total), 2 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
New York University Federal Credit Union
Type
Federal credit union
NCUA charter #
23958
RSSD ID
933498
Primary regulator
NCUA
Established
1982
Headquarters
726 Broadway Ste 110, New York, NY 10003
Employees
15

Quick answers

New York University Federal Credit Union: common questions

Is New York University Federal Credit Union NCUA insured?

Yes. New York University Federal Credit Union is a federally insured credit union (NCUA charter #23958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New York University Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New York University Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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