TellerScore

Headquartered in Aurora, Colorado, Space Age Credit Union is a federally insured state-chartered credit union with $167.7M in total assets and $151.8M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1952.

Space Age Credit Union has a TellerScore of 39 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 62nd. Funding & liquidity contributes the most (84/100, 76% loans-to-deposits, 9% uninsured); earnings contributes the least (24/100, 0.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion31/100
Net worth ratio: 8.06%
Loan quality29/100
Loans 60+ days delinquent ÷ total loans: 2.13%
Earnings24/100
Return on assets (annualized): 0.11%
Funding & liquidity84/100
Loans ÷ shares: 76.0% · 8.6% uninsured
Problem-loan coverage48/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 26.07%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (47 → 39), mostly because the loan quality component weakened by 25 points.

TellerScore
394550Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202450
Q3 202449
Q4 202447
Q1 202546
Q2 202547
Q3 202546
Q4 202544
Q1 202644
Q2 202639
Net worth ratio
7.00%7.70%8.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.39%
Q3 20248.40%
Q4 20248.33%
Q1 20258.02%
Q2 20258.19%
Q3 20258.19%
Q4 20258.17%
Q1 20268.03%
Q2 20268.06%
Delinquent loans (60+ days)
1.08%1.60%2.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.08%
Q3 20241.18%
Q4 20241.38%
Q1 20251.55%
Q2 20251.39%
Q3 20251.50%
Q4 20251.68%
Q1 20261.65%
Q2 20262.13%
Return on assets
0.04%0.11%0.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.04%
Q3 20240.05%
Q4 20240.05%
Q1 20250.08%
Q2 20250.07%
Q3 20250.07%
Q4 20250.07%
Q1 20260.18%
Q2 20260.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202639$167.7M8.06%2.13%0.11%76.0%
Q1 202644$168.1M8.03%1.65%0.18%74.4%
Q4 202544$164.4M8.17%1.68%0.07%72.6%
Q3 202546$163.7M8.19%1.50%0.07%72.8%
Q2 202547$165.9M8.19%1.39%0.07%72.2%
Q1 202546$169.0M8.02%1.55%0.08%68.3%
Q4 202447$162.4M8.33%1.38%0.05%73.2%
Q3 202449$160.7M8.40%1.18%0.05%76.5%
Q2 202450$163.0M8.39%1.08%0.04%77.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.06%
4th
Problem loans2.13%
5th
Net charge-offs0.56%
30th
Return on assets0.11%
8th
Loans to deposits76.0%
49th
Uninsured deposits8.6%
24th
Loan-loss reserves0.00%
50th
Texas ratio26.1%
1st

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Foothills Credit UnionCredit union Wheat Ridge, CO41 out of 100, Below average$165.6M7.4%1.77%vs
Nuvista Federal Credit UnionCredit union Montrose, CO92 out of 100, Very strong$172.3M14.3%0.00%vs
Power Credit UnionCredit union Pueblo, CO63 out of 100, Moderate$156.0M11.4%1.40%vs
Arapahoe Credit UnionCredit union Littleton, CO49 out of 100, Below average$154.0M7.0%1.22%vs
Fidelis Catholic Federal Credit UnionCredit union Arvada, CO56 out of 100, Moderate$151.8M8.4%0.43%vs
The District Federal Credit UnionCredit union Aurora, CO50 out of 100, Below average$148.3M7.6%0.95%vs

Deposit insurance

Is my money safe at Space Age Credit Union?

Yes. Space Age Credit Union is a federally insured credit union (NCUA charter #68737). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.6% of shares and deposits ($13.1M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.06%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Space Age Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Space Age Credit Union reported 40 home-loan applications under HMDA (LEI 254900CCA1QSI5J1ZY32): 31 originated ($4,015,000 total), 0 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Space Age Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68737
RSSD ID
504580
Primary regulator
State + NCUA
Established
1952
Headquarters
3033 S. Parker Rd., Tower 1, Suite, Aurora, CO 80014
Employees
31

Quick answers

Space Age Credit Union: common questions

Is Space Age Credit Union NCUA insured?

Yes. Space Age Credit Union is a federally insured credit union (NCUA charter #68737). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Space Age Credit Union's TellerScore?

39 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Space Age Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Aurora

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs