Headquartered in Batavia, Ohio, Ohio Valley Federal Credit Union is a federal credit union with $25.7M in total assets and $23.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1977.
Based on its Q2 2026 filing, Ohio Valley Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 22% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 150th. Its strongest component is funding & liquidity (100/100; 43% loans-to-deposits, 2% uninsured), and its lowest is capital cushion (46/100; 9.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (53 → 60), mostly because the capital cushion component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 51 |
| Q3 2024 | 58 |
| Q4 2024 | 61 |
| Q1 2025 | 63 |
| Q2 2025 | 53 |
| Q3 2025 | 56 |
| Q4 2025 | 58 |
| Q1 2026 | 59 |
| Q2 2026 | 60 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.87% |
| Q3 2024 | 7.93% |
| Q4 2024 | 8.04% |
| Q1 2025 | 7.85% |
| Q2 2025 | 8.50% |
| Q3 2025 | 8.90% |
| Q4 2025 | 9.12% |
| Q1 2026 | 9.39% |
| Q2 2026 | 9.64% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.33% |
| Q1 2025 | 0.40% |
| Q2 2025 | 1.75% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.51% |
| Q1 2026 | 1.51% |
| Q2 2026 | 1.57% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.18% |
| Q3 2024 | -0.05% |
| Q4 2024 | 0.10% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.72% |
| Q2 2026 | 0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $25.7M | 9.64% | 1.57% | 0.78% | 43.1% |
| Q1 2026 | 59 | $25.8M | 9.39% | 1.51% | 0.72% | 41.5% |
| Q4 2025 | 58 | $26.0M | 9.12% | 1.51% | 0.72% | 41.8% |
| Q3 2025 | 56 | $26.0M | 8.90% | 1.68% | 0.66% | 41.0% |
| Q2 2025 | 53 | $26.7M | 8.50% | 1.75% | 0.61% | 39.7% |
| Q1 2025 | 63 | $28.3M | 7.85% | 0.40% | 0.48% | 39.5% |
| Q4 2024 | 61 | $27.2M | 8.04% | 0.33% | 0.10% | 43.0% |
| Q3 2024 | 58 | $27.1M | 7.93% | 0.46% | -0.05% | 44.6% |
| Q2 2024 | 51 | $27.1M | 7.87% | 1.05% | -0.18% | 44.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eight Federal Credit UnionCredit union Rossford, OH | 96 out of 100, Very strong | $25.3M | 14.8% | 0.02% | vs |
| Sylvania Area Federal Credit UnionCredit union Sylvania, OH | 70 out of 100, Strong | $24.2M | 9.8% | 0.30% | vs |
| Parish Federal Credit UnionCredit union Toledo, OH | 87 out of 100, Very strong | $24.0M | 11.8% | 0.06% | vs |
| Members Trust Federal Credit UnionCredit union Mason, OH | 87 out of 100, Very strong | $23.4M | 19.1% | 0.05% | vs |
| Latvian Cleveland Credit UnionCredit union Lakewood, OH | 85 out of 100, Very strong | $28.1M | 20.3% | 0.00% | vs |
| Ashland Community Federal Credit UnionCredit union Ashland, OH | 84 out of 100, Strong | $23.1M | 12.3% | 0.10% | vs |
Deposit insurance
Is my money safe at Ohio Valley Federal Credit Union?
Yes. Ohio Valley Federal Credit Union is a federally insured credit union (NCUA charter #22688). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.4% of shares and deposits ($554K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.64%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Ohio Valley Federal Credit Union lists 1 office in 1 city. Most locations:
- Batavia, OH (1)
Identity & history
Profile
- Legal name
- Ohio Valley Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 22688
- RSSD ID
- 322980
- Primary regulator
- NCUA
- Established
- 1977
- Headquarters
- 2091 James E Sauls Sr Dr, Batavia, OH 45103
- Employees
- 5
Quick answers
Ohio Valley Federal Credit Union: common questions
Is Ohio Valley Federal Credit Union NCUA insured?
Yes. Ohio Valley Federal Credit Union is a federally insured credit union (NCUA charter #22688). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ohio Valley Federal Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ohio Valley Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Batavia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH | 92 out of 100, Very strong | $30.8M | 18.2% | 0.82% | vs |
| Northern Kentucky Federal Credit UnionCredit union Highland Height, KY | 91 out of 100, Very strong | $43.1M | 14.0% | 0.29% | vs |
| Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH | 91 out of 100, Very strong | $46.8M | 20.3% | 0.52% | vs |
| Spring Valley BankBank Wyoming, OH | 89 out of 100, Very strong | $113.6M | 34.1% | 0.43% | vs |
| Cincinnati Healthcare Associates Federal Credit UnionCredit union Cincinnati, OH | 87 out of 100, Very strong | $19.2M | 15.3% | 0.67% | vs |