TellerScore

Steel Valley Federal Credit Union is a federal credit union headquartered in Cleveland, Ohio, in business for about 60 years. At the end of Q2 2026 it reported $22.3M in total assets and $20.1M in member shares and deposits, with 1 office.

Steel Valley Federal Credit Union has a TellerScore of 34 out of 100 (low) based on Q2 2026 data — higher than only 2% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 191st. Funding & liquidity contributes the most (100/100, 50% loans-to-deposits, 1% uninsured); earnings contributes the least (0/100, -0.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.54%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.13%
Earnings0/100
Return on assets (annualized): -0.51%
Funding & liquidity100/100
Loans ÷ shares: 49.8% · 1.5% uninsured
Problem-loan coverage52/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 24.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 18 points (52 → 34), mostly because the loan quality component weakened by 36 points.

TellerScore
344454Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202444
Q4 202451
Q1 202552
Q2 202552
Q3 202553
Q4 202554
Q1 202640
Q2 202634
Net worth ratio
7.00%8.71%10.42%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.16%
Q3 202410.35%
Q4 202410.07%
Q1 20259.94%
Q2 202510.11%
Q3 202510.42%
Q4 20259.87%
Q1 20269.66%
Q2 20269.54%
Delinquent loans (60+ days)
1.40%3.26%5.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.20%
Q3 20243.08%
Q4 20241.93%
Q1 20251.91%
Q2 20251.91%
Q3 20251.86%
Q4 20251.40%
Q1 20262.94%
Q2 20265.13%
Return on assets
-0.51%0.06%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20240.35%
Q4 20240.03%
Q1 20250.20%
Q2 20250.07%
Q3 20250.09%
Q4 2025-0.17%
Q1 2026-0.07%
Q2 2026-0.51%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202634$22.3M9.54%5.13%-0.51%49.8%
Q1 202640$22.6M9.66%2.94%-0.07%50.4%
Q4 202554$22.1M9.87%1.40%-0.17%53.1%
Q3 202553$21.6M10.42%1.86%0.09%56.3%
Q2 202552$22.2M10.11%1.91%0.07%56.6%
Q1 202552$22.6M9.94%1.91%0.20%57.1%
Q4 202451$22.3M10.07%1.93%0.03%59.6%
Q3 202444$22.4M10.35%3.08%0.35%60.1%
Q2 202454$22.9M10.16%2.20%0.62%60.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.54%
13th
Problem loans5.13%
6th
Net charge-offs1.15%
12th
Return on assets-0.51%
11th
Loans to deposits49.8%
64th
Uninsured deposits1.5%
49th
Loan-loss reserves0.00%
37th
Texas ratio24.2%
3rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Genesis Employees Credit UnionCredit union Zanesville, OH80 out of 100, Strong$22.2M14.4%1.61%vs
Ashland Community Federal Credit UnionCredit union Ashland, OH84 out of 100, Strong$23.1M12.3%0.10%vs
Members Trust Federal Credit UnionCredit union Mason, OH87 out of 100, Very strong$23.4M19.1%0.05%vs
Kyger Creek Credit UnionCredit union Cheshire, OH84 out of 100, Strong$20.9M18.9%0.60%vs
Parish Federal Credit UnionCredit union Toledo, OH87 out of 100, Very strong$24.0M11.8%0.06%vs
Sylvania Area Federal Credit UnionCredit union Sylvania, OH70 out of 100, Strong$24.2M9.8%0.30%vs

Deposit insurance

Is my money safe at Steel Valley Federal Credit Union?

Yes. Steel Valley Federal Credit Union is a federally insured credit union (NCUA charter #17555). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($295K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.54%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Steel Valley Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Steel Valley Federal Credit Union
Type
Federal credit union
NCUA charter #
17555
RSSD ID
108689
Primary regulator
NCUA
Established
1966
Headquarters
3840 Pearl Rd, Cleveland, OH 44109
Employees
9

Quick answers

Steel Valley Federal Credit Union: common questions

Is Steel Valley Federal Credit Union NCUA insured?

Yes. Steel Valley Federal Credit Union is a federally insured credit union (NCUA charter #17555). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Steel Valley Federal Credit Union's TellerScore?

34 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Steel Valley Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cleveland

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs