TellerScore

L. A. Mission Federal Credit Union (NCUA charter #20720) is based in San Fernando, California. Its Q2 2026 call report shows $8.6M in total assets and $7.5M in member shares and deposits and 1 office.

L. A. Mission Federal Credit Union has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 204th. Funding & liquidity contributes the most (100/100, 34% loans-to-deposits, 0% uninsured); loan quality contributes the least (0/100, 4.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.20%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.64%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity100/100
Loans ÷ shares: 34.1% · 0.0% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (68 → 56), mostly because the loan quality component weakened by 62 points.

TellerScore
536576Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202472
Q4 202476
Q1 202559
Q2 202568
Q3 202567
Q4 202564
Q1 202653
Q2 202656
Net worth ratio
7.00%9.60%12.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.07%
Q3 202410.60%
Q4 202410.83%
Q1 202510.98%
Q2 202510.93%
Q3 202511.28%
Q4 202511.63%
Q1 202611.86%
Q2 202612.20%
Delinquent loans (60+ days)
0.18%2.41%4.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.55%
Q3 20240.70%
Q4 20240.18%
Q1 20251.88%
Q2 20251.14%
Q3 20251.69%
Q4 20251.94%
Q1 20263.11%
Q2 20264.64%
Return on assets
0.44%0.76%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20240.87%
Q4 20240.81%
Q1 20250.44%
Q2 20250.75%
Q3 20251.07%
Q4 20250.94%
Q1 20260.56%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$8.6M12.20%4.64%0.97%34.1%
Q1 202653$8.6M11.86%3.11%0.56%35.8%
Q4 202564$8.7M11.63%1.94%0.94%36.2%
Q3 202567$8.7M11.28%1.69%1.07%35.3%
Q2 202568$8.8M10.93%1.14%0.75%37.4%
Q1 202559$8.5M10.98%1.88%0.44%38.3%
Q4 202476$8.6M10.83%0.18%0.81%40.3%
Q3 202472$8.6M10.60%0.70%0.87%41.8%
Q2 202471$8.9M10.07%0.55%0.85%40.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.20%
33rd
Problem loans4.64%
7th
Net charge-offs0.00%
77th
Return on assets0.97%
66th
Loans to deposits34.1%
85th
Uninsured deposits0.0%
81st
Loan-loss reserves0.72%
80th
Texas ratio11.1%
11th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Redlands City Employees Federal Credit UnionCredit union Redlands, CA94 out of 100, Very strong$10.2M25.4%0.00%vs
Episcopal Community Federal Credit UnionCredit union Los Angeles, CA34 out of 100, Low$6.7M7.6%5.08%vs
San Francisco Lee Federal Credit UnionCredit union San Francisco, CA85 out of 100, Very strong$10.7M53.3%0.00%vs
Denocos Federal Credit UnionCredit union Crescent City, CA68 out of 100, Moderate$6.2M15.3%2.01%vs
Comunidad Latina Federal Credit UnionCredit union Santa Ana, CA87 out of 100, Very strong$11.0M26.2%0.99%vs
Espeeco Federal Credit UnionCredit union Bakersfield, CA50 out of 100, Below average$12.0M7.0%0.65%vs

Deposit insurance

Is my money safe at L. A. Mission Federal Credit Union?

Yes. L. A. Mission Federal Credit Union is a federally insured credit union (NCUA charter #20720). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

L. A. Mission Federal Credit Union lists 1 office in 1 city. Most locations:

  • San Fernando, CA (1)

All branch addresses and map

Identity & history

Profile

Legal name
L. A. Mission Federal Credit Union
Type
Federal credit union
NCUA charter #
20720
RSSD ID
183686
Primary regulator
NCUA
Established
1971
Headquarters
P.O. Box 630, San Fernando, CA 91341
Employees
3

Quick answers

L. A. Mission Federal Credit Union: common questions

Is L. A. Mission Federal Credit Union NCUA insured?

Yes. L. A. Mission Federal Credit Union is a federally insured credit union (NCUA charter #20720). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is L. A. Mission Federal Credit Union's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does L. A. Mission Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near San Fernando

InstitutionScoreAssetsCapitalProblem loansCompare
Sunkist Employees Federal Credit UnionCredit union Valencia, CA100 out of 100, Very strong$3.8M33.6%0.00%vs
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs